74 Andrew St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 74 Andrew St, Springfield, MA 01109

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,621 sqft · built 1910
Lot Size	0.183 acres (7,963 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Jul 2018)
Tax Bill	$3,083 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:00440 P:0014`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:00440 P:0014`
Alternative APN	`4400014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,621 sqft Living Area
1st Floor Area	647 sqft
Basement Area	120 sqft
Unfinished Basement	120 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Colonial
Exterior Material	Other
Lot Area	7,963 sqft (0.183 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	4400014
Street Address	74 ANDREW ST
City	SPRINGFIELD
State	MA
Zip	01109-3037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2023
Census Tract	801401

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	74 ANDREW ST, SPRINGFIELD, MA 01109-3037
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Nov 24, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jun 20, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
May 8, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance OCEANSIDE MORTGAGE CO
Jan 15, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 15, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 16, 2018	Quit Claim Deed, Transfer · FHA Mortgage NORTHERN MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2018 · Amount on Record
Deed Sale	Jul 16, 2018 · Amount on Record
Prior Sale	Dec 7, 2004 · Amount on Record
Deed Book / Page	22266 / 346
Last Transfer Date	Jan 15, 2020
Transfer Doc	23046-508
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	74 ANDREW ST, SPRINGFIELD, MA 01109-3037
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024265-476
Date	Nov 24, 2021
Book Page	24265/476
Instrument	83734

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2046

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	74 ANDREW ST, SPRINGFIELD, MA 01109-3037
Transaction Type	Mortgage
Record Updated	Dec 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	24265-476
Date	Nov 24, 2021
Book Page	24265/476
Instrument	83734

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2046

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	74 ANDREW ST, SPRINGFIELD, MA 01109-3037
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21728-226
Date	Jun 20, 2017
Book Page	21728/226
Instrument	33930

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	74 ANDREW ST, SPRINGFIELD, MA 01109-3037
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22655-492
Date	May 8, 2019
Book Page	22655/492
Instrument	23546

Lender

Name	OCEANSIDE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jan 15, 2020
Property Address	74 ANDREW ST, SPRINGFIELD, MA 01109-3037
Document Number	23046-508
Book / Page	023046 / 000508
Instrument Date	Jan 15, 2020
Instrument	2480
Transaction Type	Transfer
Record Updated	Feb 4, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 ANDREW ST SPRINGFIELD MA 011093037, SPRINGFIELD, MA 01109-3037

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jan 15, 2020
Property Address	74 ANDREW ST, SPRINGFIELD, MA 01109-3037
Document Number	23046-510
Book / Page	023046 / 000510
Instrument Date	Jan 15, 2020
Instrument	2481
Transaction Type	Transfer
Record Updated	Feb 4, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 ANDREW ST SPRINGFIELD MA 011093037, SPRINGFIELD, MA 01109-3037

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jul 16, 2018
Property Address	74 ANDREW ST, SPRINGFIELD, MA 01109-3037
Document Number	22266-346
Book / Page	22266 / 346
Instrument	40686
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18.52
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 ANDREW ST, SPRINGFIELD, MA 01109-3037

Mortgage

Document Number	222660349
Date	Jul 16, 2018
Instrument	22266/0349

Lender

Name	NORTHERN MTG

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2048

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,083.00 (+2.66%)	$199,400 (+4.13%) Land $31,600 Building $167,800	$246,568 (-2.24%)
2025	$3,003.00 (+18.84%)	$191,500 (+29.22%) Land $31,600 Building $159,900	$252,225 (+7.19%)
2024			$235,315
2023	$2,527.00	$148,200 Land $28,700 Building $119,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T.

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