Okaloosa County property record for 74 Aarons Reef, Destin, FL 32541 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1997 |
| Square Footage | 2,468 sqft Heated Area |
| Lot Size | 14,806 sqft (0.339 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $799,000 (2024) |
| Tax Bill | $3,144.00 (2025) |
| Primary APN | C56-000-589-4281-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,468 sqft Heated Area |
| Gross Area | 3,297 sqft Gross Area |
| 1st Floor | 2,468 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Custom/Decorative Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1997 |
|---|---|
| Exterior Material | Brick Exterior |
| Roof Construction | Cathedral/Clerestory Roof Construction |
| Roof Material | Wood Roof |
| Lot Area | 14,806 sqft (0.339 acres) |
| Garage Type | Finished Garage |
| Garage Area | 484 sqft Garage |
| Porch | Open Porch |
| Porch Area | 345 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Street Address | 74 AARONS REEF |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-3759 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BAYWINDS GOLF EST PH II LOT 19 |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | BAYWINDS GOLF EST PH II |
| Legal Phase | 2 |
| Legal Lot Number | 19 |
| Jurisdiction | OKALOOSA FL |
| Minor Civil Division | FORT WALTON BEACH |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 23308 |
Source: Okaloosa County records · APN C56-000-589-4281-4
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 74 AARONS REEF, DESTIN, FL 32541-3759 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Jun 20, 2024 · Amount on Record |
| Deed Sale | Jun 20, 2024 · Amount on Record |
| Prior Sale | Jun 20, 2024 · Amount on Record |
| Deed Doc Number | 0003694753 |
| Last Transfer Date | Aug 07, 2025 |
| Transfer Doc | 0003767636 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 74 AARONS REEF, DESTIN, FL 32541-3759 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 74 AARONS REEF, DESTIN, FL 32541-3759 |
| Document Number | 0003791131 |
|---|---|
| Date | Dec 31, 2025 |
| Instrument | 3791131 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 01, 2046 |
Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,144.00 (+9.89%) Homeowner's exemption | $336,529 (+8.1%) | $598,486 (-5.06%) Land $146,903 Building $451,583 |
| 2023 | $2,861.00 (+2.43%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $311,312 (+3%) | $630,359 (+9.51%) Land $133,293 Building $497,066 |
| 2022 | $2,793.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $302,245 | $575,636 Land $121,175 Building $454,461 |
Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · USFWS Coastal Barrier Resources System, December 19, 2024 release · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | P32 “Moreno Point” |
| Unit Type | System Unit |
| Designated | October 18, 1982 |
| NFIP Eligibility | Not eligible (built 1997) built after the October 1, 1983 cutoff · private flood insurance only |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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