Erie County and Lancaster Town property record for 74 2nd Ave, Lancaster, NY 14086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,344 sqft · built 1956 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $230,300 (Apr 2024) |
| Tax Bill | $5,304 (2026) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Feb 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 145203 115.11-12-14 |
| Primary APN | 145203 115.11-12-14 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Upper Floors Area | 576 sqft |
| Game Room | Game Room |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 74 2ND AVE |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-3031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SC10 1021 H 33TO 32 5O X 1OO |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 12 |
| Legal Lot Number | 14.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 14300 |
74 2nd Ave is owned and occupied by two individuals who bought it in April 2024.
Source: Erie County and Lancaster Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 74 2ND AVE, LANCASTER, NY 14086-3031 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 24, 2024 | Warranty Deed, Transfer · Conventional Mortgage HUNT MORTGAGE |
| Feb 22, 2024 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2024 · Amount on File |
| Deed Sale | Apr 24, 2024 · Amount on File |
| Prior Sale | Oct 26, 2004 · Amount on File |
| Deed Document Number | 20242024066225 |
| Deed Book / Page | 11430 / 4432 |
| Prior Transfer Date | Aug 31, 1999 |
| Prior Transfer Doc | 0008310773 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Apr 24, 2024 |
| Property Address | 74 2ND AVE, LANCASTER, NY 14086-3031 |
| Document Number | 0114304432 |
| Book / Page | 11430 / 4432 |
| Instrument Date | Apr 18, 2024 |
| Instrument | 2024066225 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $922.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3379 EAGLES LOFT, CORTLAND, OH 44410-9158 |
| Name | Verified Name |
|---|---|
| Address | 17 MARYON DR, BUFFALO, NY 14220-2841 |
| Document Number | 0014124943 |
|---|---|
| Date | Apr 24, 2024 |
| Instrument | 14124/943 |
| Name | HUNT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 74 2ND AVE, LANCASTER, NY 14086-3031 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2024 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 74 2ND AVE, LANCASTER, NY 14086-3031 |
| Document Number | 0141191495 |
|---|---|
| Date | Feb 22, 2024 |
| Book Page | 14119/1495 |
| Instrument | 2024029444 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | LANCASTER, NY 14086 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 21, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 74 2nd Ave was $5,304, up 197.8% from the year before.
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Municipality | Lancaster Village |
| Unified School District | Lancaster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,304.00 (+197.81%) | ||
| 2025 | $1,781.00 (-65.42%) | $154,000 (-) Land $23,000 Building $131,000 | $240,625 (+12.49%) Land $35,937 Building $204,688 |
| 2024 | $5,150.00 Homeowner's exemption Senior Citizen's exemption | $154,000 (-) Land $23,000 Building $131,000 | $213,900 (+4.19%) Land $31,946 Building $181,954 |
| 2023 | Homeowner's exemption | $154,000 Land $23,000 Building $131,000 | $205,300 Land $30,662 Building $174,638 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 74 2nd Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Aug 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 74 2nd Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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