74 28th St NE, Cairo, GA 39828 Property Records

Grady County property record for 74 28th St NE, Cairo, GA 39828 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,163 sqft · built 1975
Lot Size	1.05 acres (46,174 sqft)
Owner	Individual Name on File
Last Sale	$188,000 (Aug 2020)
Tax Bill	$3,187 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C0390-054-000`

Property Details

APN / Parcel Number

Primary APN	`C0390-054-000`
Alternative APNs	`C0390054` `13206`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,163 sqft Heated Area
1st Floor Area	2,163 sqft
Utility Area	80 sqft
Utility Room	Utility Room
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2013
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Metal
Lot Area	46,174 sqft (1.05 acres)
Garage Type	Mixed
Garage Area	484 sqft
Carport	Carport
Carport Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	457 sqft
Deck Area	240 sqft
Patio Area	240 sqft
Canopy	117 sqft
Storage Building	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13206
Old Parcel Number	C0390054
Street Address	74 28TH ST NE
City	CAIRO
State	GA
Zip	39828-1375
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT,5,P/O12,13
Legal Subdivision	KAROGA EST
Legal Block	C
Legal Lot Number	5
Jurisdiction	GRADY GA
Township / Civil Division	CAIRO
Census Block Group	2
Census Block	2019
Census Tract	950501

Owner

Source: Grady County records · APN C0390-054-000

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	74 28TH ST NE, CAIRO, GA 39828-1375
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER
Aug 17, 2020	Warranty Deed, Transfer
Oct 18, 2017	Warranty Deed, Transfer · Conventional Mortgage PRIME4BANKS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 19, 2020 · Amount on Record
Deed Sale	Aug 19, 2020 · Amount on Record
Prior Sale	Oct 18, 2017 · Amount on Record
Deed Document Number	0000871473
Deed Book / Page	871 / 473
Prior Transfer Date	Aug 17, 2020
Prior Transfer Doc	871/473
Record Updated	Jun 08, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRADY GA
Property Address	74 28TH ST NE, CAIRO, GA 39828-1375
Transaction Type	Mortgage
Record Updated	Jul 02, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 28TH ST NE, CAIRO, GA 39828-1375

Mortgage

Document Number	0000000871/0000000476
Date	Aug 19, 2020
Book Page	0000000871/0000000476

Lender

Name	MORTGAGE RESEARCH CENTER

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2050

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRADY GA
Recording Date	Aug 17, 2020
Property Address	74 28TH ST NE, CAIRO, GA 39828-1375
Document Number	871/473
Book / Page	871 / 473
Instrument Date	Aug 17, 2020
Instrument	2020-000595
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 28TH ST NE, CAIRO, GA 39828-1375

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRADY GA
Recording Date	Oct 18, 2017
Property Address	74 28TH ST NE, CAIRO, GA 39828-1375
Document Number	824/357
Book / Page	824 / 357
Instrument Date	Oct 18, 2017
Instrument	2017-000800
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 28TH ST NE, CAIRO, GA 39828-1375

Mortgage

Document Number	824/359
Date	Oct 19, 2017
Book Page	824/359

Lender

Name	PRIME4BANKS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2047

Tax Assessment & Valuation

Source: Grady County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Cairo City
County	Grady County
Unified School District	Grady County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,187.00 (-24.01%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$123,300 (+10.61%) Land $5,632 Building $117,668	$308,250 (+10.61%) Land $14,080 Building $294,170
2024	$4,194.00 (+66.89%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$111,468 (+51.86%) Land $5,632 Building $105,836	$278,670 (+51.86%) Land $14,080 Building $264,590
2023	$2,513.00 (-4.41%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$73,401 (-) Land $6,600 Building $66,801	$183,503 (-) Land $16,500 Building $167,003
2022	$2,629.00 Senior Citizen's exemption Additional exemption filed	$73,401 Land $6,600 Building $66,801	$183,503 Land $16,500 Building $167,003

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Grady County (13131C), updated September 28, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 37% of the US · above 16% of Georgia
Wildfire Likelihood	About 1 in 1,887 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 38 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Mediacom Communications	Cable	1,000 / 50
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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