7399 S Old State Rd 37, Bloomington, IN 47403 Property Records

Monroe County property record for 7399 S Old State Rd 37, Bloomington, IN 47403

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,250 sqft · built 1899
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on Record
Last Sale	$389,000 (May 2026)
Tax Bill	$1,785 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Feb 2013 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`004-18870-01`

Property Details

APN / Parcel Number

Primary APN	`004-18870-01`
Alternative APN	`53-11-05-400-003.000-006`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,250 sqft Living Area
1st Floor Area	2,250 sqft
Family Room	Family Room

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1985
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	34,848 sqft (0.8 acres)
Terrain	High
Garage Type	Detached
Garage Area	1,232 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	004-18870-01
Street Address	7399 S OLD STATE ROAD 37
City	BLOOMINGTON
State	IN
Zip	47403-9428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	PT W1/2 SE 5-7-1W .80A
Jurisdiction	MONROE IN
Township / Civil Division	CLEAR CREEK
Census Block Group	1
Census Block	1014
Census Tract	1502

Owner

Source: Monroe County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7399 S OLD STATE ROAD 37, BLOOMINGTON, IN 47403-9428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage INDIANA UNIVERSITY CU
Feb 14, 2013	Deed of Trust, Mortgage · Conventional Mortgage KIRKSTON MORTGAGE LENDING LLC
Feb 10, 2006	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
May 20, 2026	Deed, Transfer NATIONS TITLE, NATIONS TITLE AGENCY
Jun 22, 2015	Intrafamily Transfer, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Nov 27, 2012	Warranty Deed, Transfer · Conventional Mortgage KIRKSTON MORTGAGE LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2026 · Amount on Record
Deed Sale	May 20, 2026 · Amount on Record
Prior Sale	Jun 22, 2015 · Amount on Record
Deed Document Number	202655993
Prior Transfer Date	Jun 9, 2015
Prior Transfer Doc	2015008134
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	7399 S OLD STATE ROAD 37, BLOOMINGTON, IN 47403-9428
Transaction Type	Mortgage
Record Updated	Jun 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7399 S OLD STATE ROAD 37, BLOOMINGTON, IN 47403-9428

Mortgage

Document Number	2025013274
Date	Nov 21, 2025
Instrument	2025013274

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	PO BOX 368, BLOOMINGTON, IN 47402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2040

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2028
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7%
Index	1-Year CMT
Max Rate	11%

February 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	7399 S OLD STATE ROAD 37, BLOOMINGTON, IN 47403-9428
Transaction Type	Mortgage
Record Updated	Jun 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2013003091
Date	Feb 14, 2013
Instrument	2013003091

Lender

Name	KIRKSTON MORTGAGE LENDING LLC
Type	Mortgage Company
Address	EVANSVILLE, IN 47715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2042

February 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	7399 S OLD STATE ROAD 37, BLOOMINGTON, IN 47403-9428
Transaction Type	Mortgage
Record Updated	Jun 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006003307
Date	Feb 10, 2006
Instrument	2006003307

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2036

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE IN
Recording Date	May 20, 2026
Property Address	7399 S OLD STATE ROAD 37, BLOOMINGTON, IN 47403-9428
Document Number	0000055993
Instrument Date	May 15, 2026
Instrument	202655993
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	NATIONS TITLE, NATIONS TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7399 S OLD STATE ROAD 37, BLOOMINGTON, IN 47403-9428

June 2015: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IN
Recording Date	Jun 22, 2015
Property Address	7399 S OLD STATE ROAD 37, BLOOMINGTON, IN 47403-9428
Document Number	2015008134
Instrument Date	Jun 9, 2015
Instrument	2015008134
Transaction Type	Transfer
Record Updated	Jun 26, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7399 S OLD STATE ROAD 37, BLOOMINGTON, IN 47403-9428
Investor	Possibly a Property Investor

Mortgage

Document Number	2015008135
Date	Jun 22, 2015
Instrument	2015008135

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2030

November 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Nov 27, 2012
Property Address	7399 S OLD STATE ROAD 37, BLOOMINGTON, IN 47403-9428
Document Number	2012020026
Instrument Date	Nov 21, 2012
Instrument	2012020026
Transaction Type	Transfer
Record Updated	Jun 26, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7399 S OLD STATE ROAD 37, BLOOMINGTON, IN 47403-9428

Mortgage

Document Number	2012020027
Date	Nov 27, 2012
Instrument	2012020027

Lender

Name	KIRKSTON MORTGAGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2042

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Clear Creek Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,785.00 (-1.54%)	$256,300 (+7.46%) Land $47,600 Building $208,700	$256,300 (+7.46%) Land $47,600 Building $208,700
2024	$1,813.00 (+9.41%)
2023		$238,500 (+17.72%) Land $43,800 Building $194,700	$238,500 (+17.72%) Land $43,800 Building $194,700
2022	$1,657.00	$202,600 Land $38,100 Building $164,500	$202,600 Land $38,100 Building $164,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MONROE WATER AUTHORITY private · serves 8,877 people · EPA ID IN5253007
Water Source	Purchased surface water from CITY OF BLOOMINGTON UTILITIES
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Smithville Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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