7397 S Spruce St, Centennial (Englewood), CO 80112 Property Records

Arapahoe County property record for 7397 S Spruce St, Centennial, CO 80112

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,241 sqft · built 1972
Lot Size	0.336 acres (14,636 sqft)
Owner	2 Individual Names on File
Last Sale	$655,000 (Nov 2022)
Tax Bill	$4,949 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Nov 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2075-28-3-21-016`

Property Details

APN / Parcel Number

Primary APN	`2075-28-3-21-016`
Alternative APNs	`031857562` `31857562` `857562`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,241 sqft Living Area
Gross Area	2,846 sqft
1st Floor Area	1,136 sqft
Basement Area	1,136 sqft
Finished Basement	585 sqft
Unfinished Basement	551 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2018
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,636 sqft (0.336 acres)
Lot Dimensions	154 ft deep x 95 ft wide
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	504 sqft
Driveway	Driveway
Driveway Area	3 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Pool Area	64 sqft
Porch	Covered Porch
Porch Area	24 sqft
Deck Area	228 sqft
Patio Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	031857562
Street Address	7397 S SPRUCE ST
City	CENTENNIAL
State	CO
Zip	80112-1751
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONCD 028550 SUBDIVISIONNAME HALLCRAFTS WALNUT HILLS 3RD FLG BLOCK 003 LOT 006 LOT 6 BLK 3 HALLCRAFTS WALNUT HILLS 3RD FLG
Legal Range	67W
Legal Township	5S
Legal Section	28
Legal Quarter	3
Legal Subdivision	HALLCRAFTS WALNUT HILLS 3RD FLG
Legal Block	003
Legal Lot Number	006
Jurisdiction	ARAPAHOE CO
Township / Civil Division	SOUTHWEST ARAPAHOE
Census Block Group	2
Census Block	2008
Census Tract	6707

Owner

7397 S Spruce St is owned and occupied by two individuals who bought it in November 2022.

Source: Arapahoe County records, as of June 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7397 S SPRUCE ST, CENTENNIAL, CO 80112-1751
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Nov 23, 2022	Warranty Deed, Transfer · Conventional Mortgage KEY BANK NA
Jul 2, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2022 · Amount on File
Deed Sale	Nov 23, 2022 · Amount on File
Prior Sale	Apr 18, 2013 · Amount on File
Deed Document Number	2022113861
Prior Transfer Date	Apr 8, 1992
Prior Transfer Doc	6515027600
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	7397 S SPRUCE ST, CENTENNIAL, CO 80112-1751
Transaction Type	Mortgage
Record Updated	Jan 20, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7397 S SPRUCE ST, CENTENNIAL, CO 80112-1751

Mortgage

Document Number	00E1123511
Date	Aug 6, 2021
Instrument	E1123511

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Nov 23, 2022
Property Address	7397 S SPRUCE ST, CENTENNIAL, CO 80112-1751
Document Number	00E2113861
Instrument Date	Nov 16, 2022
Instrument	E2113861
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$65.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7397 S SPRUCE ST, CENTENNIAL, CO 80112-1751

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7397 S SPRUCE ST, CENTENNIAL, CO 80112-1751

Mortgage

Document Number	00E2113862
Date	Nov 23, 2022
Instrument	E2113862

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	7397 S SPRUCE ST, CENTENNIAL, CO 80112-1751
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00D8064450
Date	Jul 2, 2018
Instrument	D8064450

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jun 9, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	7397 S SPRUCE ST, CENTENNIAL, CO 80112-1751
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0055583
Date	May 11, 2020
Instrument	E0055583

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7397 S Spruce St was $4,949, up 16.4% from the year before.

Source: Arapahoe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Arapahoe County
Municipality	Centennial City
Unified School District	Cherry Creek School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,090 (-2.08%)	$671,400 (-) Land $240,000 Building $431,400
2025	$4,949.00 (+16.42%)	$41,963	$671,400 Land $240,000 Building $431,400
2024	$4,251.00
2023		$39,651	$646,800 Land $225,000 Building $421,800
2021	$3,332.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7397 S Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7397 S Spruce St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHGATE WSD serves 55,000 people · EPA ID CO0103721
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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