7397 NW 95th Ct, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 7397 NW 95th Ct, Okeechobee, FL 34972

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,107 sqft · built 1982
Lot Size	0.508 acres (22,172 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (May 2017)
Tax Bill	$727 (2025)
Deeds & Mortgages	Jun 2020 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-23-36-34-0020-00080-009A`

Property Details

APN / Parcel Number

Primary APN	`1-23-36-34-0020-00080-009A`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,107 sqft Heated Area
Gross Area	1,578 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	22,172 sqft (0.508 acres)
Garage Type	Carport
Carport	Carport
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	7397 NW 95TH CT
City	OKEECHOBEE
State	FL
Zip	34972-7345
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIXIE RANCH ACRES (PLAT BOOK 3 PAGE 35) SOUTH 1/2 OF THE EAST 9.22 FEET OF LOT 9 & WEST 114.60 FEET OF LOT 10 BLOCK 8
Legal Range	34E
Legal Township	36S
Legal Section	23
Legal Subdivision	DIXIE RANCH ACRES
Legal Block	8
Legal Lot Number	9,WEST
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1005
Census Tract	910201

Owner

7397 NW 95th Ct is owned and occupied by two individuals who bought it in May 2017.

Source: Okeechobee County records, as of December 5, 2025

Owner of Record	2 Individual Names on File
Mailing Address	7397 NW 95TH CT, OKEECHOBEE, FL 34972-7345
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
May 25, 2017	Warranty Deed, Transfer · Conventional with PMI PAULA BAKER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2017 · Amount on File
Deed Sale	May 25, 2017 · Amount on File
Prior Sale	Jun 17, 2013 · Amount on File
Deed Document Number	2017005404
Deed Book / Page	0791 / 0426
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	7397 NW 95TH CT, OKEECHOBEE, FL 34972-7345
Document Number	0000007881
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Sep 28, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7397 NW 95TH CT OKEECHOBEE FL 349727345, OKEECHOBEE, FL 34972-7345

Mortgage

Document Number	0000007881
Date	Aug 18, 2020
Instrument	7881

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 17, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	May 25, 2017
Property Address	7397 NW 95TH CT, OKEECHOBEE, FL 34972-7345
Document Number	0007910426
Book / Page	000791 / 000426
Instrument Date	May 24, 2017
Instrument	5404
Transaction Type	Transfer
Record Updated	Jul 13, 2017
Title Company	OKEE-TANTIE TITLE COMPANY INC, OKEE-TANTIE TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7397 NW 95TH CT OKEECHOBEE FL 349727345, OKEECHOBEE, FL 34972-7345

Mortgage

Document Number	7910429
Date	May 25, 2017
Book Page	000791/000429
Instrument	5405

Lender

Name	PAULA BAKER
Address	7548 NW 93RD CT, OKEECHOBEE, FL 34972-7340
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	36 Months
Due	May 24, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 7397 NW 95th Ct was $727 with a homeowner's exemption.

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$727.00 Homeowner's exemption	$93,676	$174,346 Land $48,750 Building $125,596
2023	$1,249.00 (+12.42%) Homeowner's exemption	$83,923 (+3%)	$161,590 (+24.62%) Land $18,000 Building $143,590
2022	$1,111.00 Homeowner's exemption	$81,479	$129,671 Land $14,250 Building $115,421

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7397 NW 95th Ct in Zone X, an area of minimal flood risk, though there have been 52 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 137 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	137 in force
Nearby Flood Claims	52 (2004–2021)
Claims Outside the SFHA	3 of 52
Most Recent Claim	Feb 2021 · rainfall accumulation
Claims by Event	Tropical Storm Fay, Aug 2008 · 15 claims Hurricane Wilma, Oct 2005 · 9 claims Hurricane Frances, Sep 2004 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7397 NW 95th Ct is high, ranking above 72% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 55% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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