Santa Rosa County property record for 7396 Bernadette Dr, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,004 sqft · built 1980 |
| Lot Size | 0.405 acres (17,642 sqft) |
| Owner | Individual Name on File |
| Last Sale | $10,500 (Aug 1979) |
| Tax Bill | $150 (2024) |
| Flood Zone | Zone X (moderate risk) |
| APN | 01-2S-27-0000-03501-0000 |
| Primary APN | 01-2S-27-0000-03501-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,004 sqft Heated Area |
| Gross Area | 1,384 sqft |
| 1st Floor Area | 1,004 sqft |
| 2nd Floor Area | 224 sqft |
| Upper Floors Area | 224 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 17,642 sqft (0.405 acres) |
| Lot Dimensions | 135 ft deep x 60 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 1 sqft |
| Deck Area | 32 sqft |
|---|---|
| Patio Area | 348 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 012S270000035010000 |
|---|---|
| Street Address | 7396 BERNADETTE DR |
| City | NAVARRE |
| State | FL |
| Zip | 32566-9789 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | COMM AT SW COR LOT 14 BLK 1 HO LLEY SHORES SUB TH S 86* W 265 FT TH N 18* E 100 FT TO POB TH N 18* E 60 FT TH S 86* W 135 FT |
| Legal Range | 27W |
| Legal Township | 02S |
| Legal Section | 01 |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1220 |
| Census Tract | 10802 |
7396 Bernadette Dr is owned and occupied by an individual who bought it in August 1979.
Source: Santa Rosa County records, as of January 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7396 BERNADETTE DR, NAVARRE, FL 32566-9789 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 1979 · Amount on File |
| Deed Sale | Aug 1, 1979 · Amount on File |
| Deed Document Number | 0000486441 |
| Record Updated | Jun 8, 2026 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $150.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $77,673 (+3%) | $123,367 (+3.86%) Land $21,100 Building $102,267 |
| 2023 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $75,411 | $118,783 Land $21,100 Building $97,683 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7396 Bernadette Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 198 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 198 in force |
| Nearby Flood Claims | 133 (1995–2024) |
| Claims Outside the SFHA | 28 of 133 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7396 Bernadette Dr is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures