Calaveras County property record for 7395 Colton Flat Rd, Mountain Ranch, CA 95246
| Property Type | Ranch |
|---|---|
| Details | 3 bd · 3 ba · 3,088 sqft · built 1986 |
| Lot Size | 40.4 acres (1,762,438 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,402 (2025) |
| Deeds & Mortgages | Apr 2020 Reverse Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 036-008-123-000 |
| Primary APN | 036-008-123-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,088 sqft Gross Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Modern |
| Construction Type | Wood |
| Lot Area | 1,762,438 sqft |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Old Parcel Number | 036-008-123 |
|---|---|
| Street Address | 7395 COLTON FLAT RD |
| City | MOUNTAIN RANCH |
| State | CA |
| Zip | 95246 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Ranch |
| Local Zoning Code | RR |
| Legal Description | LOT 1 OF ROS 17 143 IN 10 T4R13 |
| Legal Subdivision | TOWNSHIP 4 NORTH |
| Legal Lot Number | 1 |
| Legal Unit | 13 |
| Jurisdiction | CALAVERAS CA |
| Township / Civil Division | SAN ANDREAS |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 302 |
7395 Colton Flat Rd, an agricultural property, is owned and occupied by two individuals.
Source: Calaveras County records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 555, MOUNTAIN RANCH, CA 95246-0555 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 30, 2020 | Deed of Trust, Mortgage · Reverse Mortgage PREMIUM SECURITY INC |
| Apr 25, 2020 | Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Property Address | 7395 COLTON FLAT RD, MOUNTAIN RANCH, CA 95246 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2022 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000005358 |
|---|---|
| Date | Apr 30, 2020 |
| Instrument | 2020-005358 |
| Name | PREMIUM SECURITY INC |
|---|---|
| Type | Non-Lending Institution |
| Address | HENDERSON, NV 89014 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.82% |
| Type Change Date | May 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Property Address | 7395 COLTON FLAT RD, MOUNTAIN RANCH, CA 95246 |
| Document Number | 0000005359 |
| Instrument Date | Apr 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2020 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7395 COLTON FLAT RD MOUNTAIN RANCH CA 95246, MOUNTAIN RANCH, CA 95246 |
| Document Number | 0000005359 |
|---|---|
| Date | Apr 30, 2020 |
| Instrument | 5359 |
| Name | FEDERAL HSNG COMMISSIONER |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.82% |
The 2025 property tax bill for 7395 Colton Flat Rd was $7,402 with a homeowner's exemption.
Source: Calaveras County assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | California |
| County | Calaveras County |
| Unified School District | Calaveras Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $675,799 (+2%) Land $131,611 Building $544,188 | |
| 2025 | $7,402.00 Homeowner's exemption | $662,549 Land $129,031 Building $533,518 |
| 2023 | $7,247.00 (-0.26%) Homeowner's exemption | $636,822 Land $124,021 Building $512,801 |
| 2022 | $7,266.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 7395 Colton Flat Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 30, 2022
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 7395 Colton Flat Rd is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 49% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Cal.net Fixed Wireless | 100 / 20 |
| Conifer Communications Fixed Wireless | 100 / 10 |
May also be available: AT&T.
5G and 4G LTE (outdoors only)
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