St. Louis County property record for 7393 Windy Cove Rd, Duluth, MN 55803
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1 ba · 890 sqft · built 1971 |
| Lot Size | 2.47 acres (107,766 sqft) |
| Owner | Individual Name on File |
| Last Sale | $112,009 (Sep 2024) |
| Tax Bill | $2,296 (2026) |
| Deeds & Mortgages | Sep 2024 Sale |
| Flood Zone | Zone A (high risk) |
| APN | 660-6000-41320 |
| Primary APN | 660-6000-41320 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 890 sqft Gross Area |
| 1st Floor Area | 890 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Rustic |
| Construction Type | Frame |
| Foundation Type | Stone |
| Lot Area | 107,766 sqft |
| Garage Area | 720 sqft |
| Porch | Patio |
|---|---|
| Porch Area | 104 sqft |
| Deck Area | 24 sqft |
| Lean-To | 48 sqft |
| Storage Building | 96 sqft |
| Sauna | Sauna |
| Heating Fuel | Wood |
|---|
| Account Number | 1171929 |
|---|---|
| Street Address | 7393 WINDY COVE RD |
| City | DULUTH |
| State | MN |
| Zip | 55803 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | LOT 1, BLOCK 3 SERIAL # |
| Legal Subdivision | OTTER COVE |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | WHITEFACE RESERVOIR |
| Census Block Group | 1 |
| Census Block | 1164 |
| Census Tract | 11402 |
7393 Windy Cove Rd, a residential property, is owned by an individual who bought it in September 2024.
Source: St. Louis County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5905 KILLARNEY LN S, MINNEAPOLIS, MN 55436-1809 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2024 · Amount on File |
| Deed Sale | Sep 23, 2024 · Amount on File |
| Deed Document Number | 20241496026 |
| Record Updated | Oct 29, 2026 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 23, 2024 |
| Property Address | 7393 WINDY COVE RD, DULUTH, MN 55803 |
| Document Number | 0001496026 |
| Instrument Date | Sep 16, 2024 |
| Instrument | 1496026 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $369.63 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5905 KILLARNEY LN S, EDINA, MN 55436-1809 |
The 2026 property tax bill for 7393 Windy Cove Rd was $2,296, up 29.6% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,296.00 (+29.57%) | ||
| 2025 | $1,772.00 (+3.26%) | $249,600 (+30.82%) Land $142,300 Building $107,300 | $249,600 (+30.82%) Land $142,300 Building $107,300 |
| 2024 | $1,716.00 | $190,800 Land $99,600 Building $91,200 | $190,800 Land $99,600 Building $91,200 |
| 2022 | $181,200 Land $94,400 Building $86,800 | $181,200 Land $94,400 Building $86,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7393 Windy Cove Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7393 Windy Cove Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, as of December 31, 2025
4G LTE (outdoors only), no 5G reported
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