7393 Joy Ln, Roscoe, IL 61073 Property Records

Winnebago County property record for 7393 Joy Ln, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,510 sqft · built 1988
Lot Size	0.742 acres (32,302 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Jul 2020)
Tax Bill	$8,813 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-02-181-001`

Property Details

APN / Parcel Number

Primary APN	`08-02-181-001`
Alternative APNs	`802181001` `110B161`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,510 sqft Living Area
1st Floor Area	1,255 sqft
Basement Area	1,255 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Exterior Material	Brick/Stone
Roof Material	Asphalt
Lot Area	32,302 sqft (0.742 acres)
Lot Dimensions	211 ft deep x 181 ft wide
Garage Area	495 sqft
Deck Area	373 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	7393 JOY LN
City	ROSCOE
State	IL
Zip	61073-8569
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PLAT NO 13 HINKLES WOODED ACRES BNG PTN1/2 SEC 2- 45-2 LOT 161
Legal Subdivision	HINKLES WOODED ACRES
Legal Lot Number	161
Jurisdiction	WINNEBAGO IL
Township / Civil Division	HARLEM
Census Block Group	1
Census Block	1016
Census Tract	3806

Owner

7393 Joy Ln is owned and occupied by an individual who bought it in July 2020.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	7393 JOY LN, ROSCOE, IL 61073-8569
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2020 · Amount on File
Deed Sale	Jul 29, 2020 · Amount on File
Prior Sale	Jul 14, 2004 · Amount on File
Deed Document Number	2020890
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jul 29, 2020
Property Address	7393 JOY LN, ROSCOE, IL 61073-8569
Document Number	0001020890
Instrument Date	Jul 24, 2020
Instrument	1020890
Transaction Type	Transfer
Record Updated	Aug 13, 2020
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$405.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7393 JOY LN ROSCOE IL 610738569, ROSCOE, IL 61073-8569

Mortgage

Document Number	1020891
Date	Jul 29, 2020
Instrument	1020891

Lender

Name	STILLMAN BANCORP
Type	Mortgage Company
Address	STILLMAN VALLEY, IL 61084

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 28, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7393 Joy Ln was $8,813 with a homeowner's exemption.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Harlem Township
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Kinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,813.00	$119,334 Land $23,545 Building $95,789	$358,002 Land $70,635 Building $287,367
2022	Homeowner's exemption	$87,907 Land $17,344 Building $70,563	$263,721 Land $52,032 Building $211,689

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7393 Joy Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7393 Joy Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20