739 W Prospect Rd, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 739 W Prospect Rd, Ashtabula, OH 44004

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,498 sqft · built 1900
Lot Size	0.133 acres (5,780 sqft)
Owner	Individual Name on Record
Last Sale	$10,534 (Jan 2023)
Tax Bill	$652 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jan 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`05-216-00-098-00`

Property Details

APN / Parcel Number

Primary APN	`05-216-00-098-00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,498 sqft Living Area
Gross Area	1,570 sqft
1st Floor Area	749 sqft
Family Room	Family Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Lot Area	5,780 sqft (0.133 acres)
Lot Dimensions	160 ft deep x 36 ft wide
Terrain	Rolling
View / Lot	Neighborhood / Spot

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	213 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	739 W PROSPECT RD
City	ASHTABULA
State	OH
Zip	44004-6872
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 SECTION 3
Legal Lot Number	1
Jurisdiction	ASHTABULA OH
Township / Civil Division	ASHTABULA
Census Block Group	2
Census Block	2004
Census Tract	701

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	739 W PROSPECT RD, ASHTABULA, OH 44004-6872
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING
Jan 4, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2023 · Amount on Record
Deed Sale	Jan 4, 2023 · Amount on Record
Deed Document Number	2023100
Deed Book / Page	787 / 1852
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	739 W PROSPECT RD, ASHTABULA, OH 44004-6872
Transaction Type	Mortgage
Record Updated	Apr 30, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007249
Date	Aug 11, 2023
Book Page	801/1853
Instrument	2023-00007249

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2043

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ASHTABULA OH
Recording Date	Jan 4, 2023
Property Address	739 W PROSPECT RD, ASHTABULA, OH 44004-6872
Document Number	0000000100
Book / Page	787 / 1852
Map Reference	VOL 675 PG 15
Instrument Date	Dec 21, 2022
Instrument	2023-00000100
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	739 W PROSPECT RD, ASHTABULA, OH 44004-6872

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Ashtabula Township
Municipality	Ashtabula City
Unified School District	Ashtabula Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$652.00 (+57.49%)	$7,640 (-) Land $1,930 Building $5,710	$21,800 (-) Land $5,500 Building $16,300
2023	$414.00 (+18.97%) Homeowner's exemption	$7,640 (+33.8%) Land $1,930 Building $5,710	$21,800 (+33.74%) Land $5,500 Building $16,300
2022	$348.00 Homeowner's exemption	$5,710 Land $1,510 Building $4,200
2020			$16,300 Land $4,300 Building $12,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - ASHTABULA private · serves 32,342 people · EPA ID OH0400711
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GreatWave Communications.

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