739 W Highland Ave, Elgin, IL 60123 Property Records

Kane County property record for 739 W Highland Ave, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,667 sqft · built 1900
Lot Size	0.373 acres (16,268 sqft)
Owner	2 Company Names on Record
Last Sale	$425,000 (Jan 2023)
Tax Bill	$9,684 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-14-328-001`

Property Details

APN / Parcel Number

Primary APN	`06-14-328-001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,667 sqft Living Area
Gross Area	3,933 sqft
Basement Area	1,266 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	16,268 sqft (0.373 acres)
Lot Dimensions	196 ft deep x 83 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	739 W HIGHLAND AVE
City	ELGIN
State	IL
Zip	60123-5309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S WILCOXS ADDN WEST PART LOT 9 (BEING 36.35 FT ON NORTH LINE & 31.5 FT ON SOUTH LINE) WEST 80 FT LOT 8 & ALL OF LOT 10 BLOCK 11
Legal Subdivision	S WILCOXS ADDN
Legal Block	2
Legal Lot Number	9
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2004
Census Tract	851101

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	739 W HIGHLAND AVE, ELGIN, IL 60123-5309
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2023 · Amount on Record
Deed Sale	Jan 4, 2023 · Amount on Record
Prior Sale	Jan 9, 1995 · Amount on Record
Deed Document Number	2023337
Last Transfer Date	Jul 29, 2025
Transfer Doc	0000030327
Record Updated	Sep 20, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 4, 2023
Property Address	739 W HIGHLAND AVE, ELGIN, IL 60123-5309
Document Number	0000000337
Instrument Date	Dec 16, 2022
Instrument	2023K000337
Transaction Type	Transfer
Record Updated	Jan 11, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$425.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	739 W HIGHLAND AVE, ELGIN, IL 60123-5309

Mortgage

Document Number	0000000338
Date	Jan 4, 2023
Instrument	2023K000338

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,684.00 (+111.21%)
2024		$124,294 (+135.03%) Land $23,929 Building $100,365	$373,031 (+135.13%) Land $71,816 Building $301,215
2022	$4,585.00 (-37.56%)	$52,884 (-35.75%) Land $19,712 Building $33,172	$158,652 (-35.75%) Land $59,136 Building $99,516
2021	$7,343.00	$82,315 Land $18,429 Building $63,886	$246,945 Land $55,287 Building $191,658

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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