739 Valleyside Dr, Cold Spring (Newport), KY 41076 Property Records

Campbell County property record for 739 Valleyside Dr, Cold Spring, KY 41076

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 2,166 sqft · built 1996
Owner	2 Individual Names on File
Last Sale	$167,000 (Feb 2019)
Tax Bill	$1,489 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`999-99-18-156.51`

Property Details

APN / Parcel Number

Primary APN	`999-99-18-156.51`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,166 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Condo/Apartment
Exterior Material	Combination
Roof Type	Gable
Roof Material	Composition Shingle
Terrain	Combination
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	739 VALLEYSIDE DR
City	COLD SPRING
State	KY
Zip	41076-1950
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SPRINGSIDE CONDOS PHASE 10 BLDG 20 UNIT 20-E TALBOT MODEL
Legal Subdivision	SPRINGSIDE CONDOS
Legal Phase	10
Legal Unit	20
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	4
Census Block	4004
Census Tract	53100

Owner

Source: Campbell County records · APN 999-99-18-156.51

Assessment roll updated March 9, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	739 VALLEYSIDE DR, COLD SPRING, KY 41076-1950
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
Feb 10, 2020	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE
Feb 12, 2019	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 12, 2019 · Amount on Record
Deed Sale	Feb 12, 2019 · Amount on Record
Prior Sale	Mar 25, 1996 · Amount on Record
Deed Document Number	20195087139
Deed Book / Page	333 / 26
Prior Transfer Date	Mar 21, 2011
Prior Transfer Doc	0001900152
Record Updated	Jun 08, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	739 VALLEYSIDE DR, COLD SPRING, KY 41076-1950
Transaction Type	Mortgage
Record Updated	Feb 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005125889
Date	Feb 11, 2021
Book Page	M1032/393
Instrument	5125889

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	739 VALLEYSIDE DR, COLD SPRING, KY 41076-1950
Document Number	0005105339
Instrument Date	Feb 10, 2020
Transaction Type	Mortgage
Record Updated	Mar 13, 2020
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	739 VALLEYSIDE DR COLD SPRING KY 410761950, COLD SPRING, KY 41076-1950

Mortgage

Document Number	0005105339
Date	Feb 19, 2020
Book Page	000996/000739
Instrument	5105339

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 18, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	Feb 12, 2019
Property Address	739 VALLEYSIDE DR, COLD SPRING, KY 41076-1950
Document Number	0005087139
Book / Page	000333 / 000026
Instrument Date	Feb 08, 2019
Instrument	5087139
Transaction Type	Transfer
Record Updated	Mar 01, 2019
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$167.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	739 VALLEYSIDE DR COLD SPRING KY 410761950, COLD SPRING, KY 41076-1950

Mortgage

Document Number	5087140
Date	Feb 12, 2019
Book Page	000971/000370
Instrument	5087140

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 11, 2049

Tax Assessment & Valuation

Source: Campbell County records · Assessment roll updated March 9, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Cold Spring City
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,489.00 (-1.19%) Homeowner's exemption	$172,000 (-) Building $172,000	$172,000 (-) Building $172,000
2023	$1,507.00 (-27.79%) Homeowner's exemption	$172,000 (+2.99%) Building $172,000	$172,000 (+2.99%) Building $172,000
2022	$2,087.00	$167,000 Building $167,000	$167,000 Building $167,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 24, 2021 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 136 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

739 Valleyside Dr, Cold Spring (Newport), KY 41076 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Drinking Water

Violations Reported to EPA

Nearby Properties on Valleyside Dr

Nearby Streets

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