Nassau County property record for 739 Ruby Ln, Fernandina Beach, FL 32034 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2019 |
| Square Footage | 1,760 sqft Heated Area |
| Lot Size | 31,061 sqft (0.713 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $81,200 (2019) |
| Tax Bill | $3,439.00 (2025) |
| Primary APN | 00-00-30-0740-0063-0040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,760 sqft Heated Area |
| Gross Area | 2,230 sqft Gross Area |
| 1st Floor Area | 1,760 sqft 1st Floor |
| Stories | 1 Story |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 31,061 sqft (0.713 acres) |
| Porch | Porch |
| Porch Area | 470 sqft Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 739 RUBY LN |
|---|---|
| City | FERNANDINA BEACH |
| State | FL |
| Zip | 32034-0108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF LOT 63 IN OR 2250/1642 SUB OF PT OF SEC 4 PBK 1/5 |
| Legal Range | 28E |
| Legal Township | 02N |
| Legal Section | 04 |
| Legal Subdivision | SUB OF PT OF SEC 4 |
| Legal Lot Number | 63 S |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | FERNANDINA BEACH |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 50204 |
Source: Nassau County records · APN 00-00-30-0740-0063-0040
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 739 RUBY LN, FERNANDINA BEACH, FL 32034-0108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK |
| Jan 25, 2019 | Warranty Deed, Construction Loan · Construction Mortgage FIRST FEDERAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 25, 2019 · Amount on Record |
| Deed Sale | Jan 25, 2019 · Amount on Record |
| Prior Sale | Oct 08, 2015 |
| Deed Document Number | 0022501642 |
| Deed Book / Page | 2250 / 1642 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 739 RUBY LN, FERNANDINA BEACH, FL 32034-0108 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2021 |
| Title Company | AMELIA TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0023561479 |
|---|---|
| Date | Apr 27, 2020 |
| Book Page | 2356/1479 |
| Instrument | 202045012630 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | ALPHARETTA, GA 30022 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Jan 25, 2019 |
| Property Address | 739 RUBY LN, FERNANDINA BEACH, FL 32034-0108 |
| Document Number | 0022501642 |
| Book / Page | 2250 / 1642 |
| Instrument Date | Jan 25, 2019 |
| Instrument | 201945002331 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 14, 2022 |
| Title Company | AMELIA TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $568.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4445 RUSSELLVILLE RD, 4445, HOPKINSVILLE, KY 42240-8096 |
| Name | Verified Name |
|---|---|
| Address | 31020 MCLENDON CT, HILLIARD, FL 32046-7568 |
| Document Number | 201945002332 |
|---|---|
| Date | Jan 25, 2019 |
| Instrument | 201945002332 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Feb 01, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.99% |
| Type Change Date | Feb 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.99% |
| Max Rate At Change | 6.99% |
| Index | 1-Year LIBOR |
| Max Rate | 9.99% |
Source: Nassau County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,439.00 (+1.36%) Homeowner's exemption | $261,731 (+2.9%) | $395,399 (+9.1%) Land $125,000 Building $270,399 |
| 2024 | $3,393.00 (+1.4%) Homeowner's exemption | $254,355 (+3%) | $362,423 (+3.3%) Land $105,000 Building $257,423 |
| 2023 | $3,346.00 (+10.36%) Homeowner's exemption | $246,947 (+3%) | $350,856 (+6.58%) Land $105,000 Building $245,856 |
| 2022 | $3,032.00 Homeowner's exemption | $239,754 | $329,205 Land $105,000 Building $224,205 |
Source: FEMA National Flood Hazard Layer, Nassau County (12089C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 20% of the US · above 7% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 3,571 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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