Chesapeake City property record for 739 Ridge Cir, Chesapeake, VA 23320
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 1,254 sqft · built 1990 |
| Lot Size | 0.087 acres (691 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $223,500 (May 2026) |
| Tax Bill | $2,224 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Apr 2021 Mortgage + 1 more |
| APN | 0377002001440 |
| Primary APN | 0377002001440 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,254 sqft Living Area |
| 1st Floor Area | 612 sqft |
| Upper Floors Area | 612 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 691 sqft (0.087 acres) |
| Patio Area | 612 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 739 RIDGE CIR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-4867 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RMF1: MULT |
| Legal Description | UNIT 739 KNELLS RIDGE CONDO PH 4 |
| Legal Subdivision | KNELLS RIDGE |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 20912 |
Source: Chesapeake City records, as of June 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 739 RIDGE CIR, CHESAPEAKE, VA 23320-4867 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 28, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Apr 6, 2021 | Deed of Trust, Mortgage · Unknown TOWNEBANK |
| Oct 11, 2022 | Warranty Deed, Transfer TITLECONCEPTS LLC, TITLE CONCEPTS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2026 · Amount on Record |
| Deed Sale | May 28, 2026 · Amount on Record |
| Prior Sale | Oct 11, 2022 · Amount on Record |
| Deed Document Number | 202613627 |
| Deed Book / Page | 10983 / 1780 |
| Prior Transfer Date | Mar 30, 2021 |
| Prior Transfer Doc | 0000016100 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | May 28, 2026 |
| Property Address | 739 RIDGE CIR, CHESAPEAKE, VA 23320-4867 |
| Document Number | 0000013627 |
| Book / Page | 10983 / 1780 |
| Instrument Date | May 11, 2026 |
| Instrument | 202613627 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $22,573.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 739 RIDGE CIR, CHESAPEAKE, VA 23320-4867 |
| Document Number | 0000013628, |
|---|---|
| Date | May 28, 2026 |
| Instrument | 202613628 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 739 RIDGE CIR, CHESAPEAKE, VA 23320-4867 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 010347/998 |
|---|---|
| Date | Apr 6, 2021 |
| Book Page | 10347/998 |
| Instrument | 210016101 |
| Name | TOWNEBANK |
|---|
| Type | Unknown |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Oct 11, 2022 |
| Property Address | 739 RIDGE CIR, CHESAPEAKE, VA 23320-4867 |
| Document Number | 010608/170 |
| Book / Page | 10608 / 170 |
| Instrument Date | Sep 30, 2022 |
| Instrument | 220031039 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2022 |
| Title Company | TITLECONCEPTS LLC, TITLE CONCEPTS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 739 RIDGE CIR, CHESAPEAKE, VA 23320-4867 |
Source: Chesapeake City assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,224.00 (+2.07%) | $220,200 (+16.08%) Land $85,000 Building $135,200 | $220,200 (+16.08%) Land $85,000 Building $135,200 |
| 2024 | $2,179.00 (+49.66%) | ||
| 2023 | $189,700 (+12.65%) Land $70,000 Building $119,700 | $189,700 (+12.65%) Land $70,000 Building $119,700 | |
| 2022 | $168,400 Land $60,000 Building $108,400 | $168,400 Land $60,000 Building $108,400 | |
| 2019 | $1,456.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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