739 Ramona Ave, Spring Valley, CA 91977 Property Records

San Diego County property record for 739 Ramona Ave, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,264 sqft · built 1961
Lot Size	0.177 acres (7,700 sqft)
Owner	Individual Name on File
Tax Bill	$3,000 (2025)
Deeds & Mortgages	Oct 2021 Reverse Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`584-350-03-00`

Property Details

APN / Parcel Number

Primary APN	`584-350-03-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,264 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	7,700 sqft (0.177 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	739 RAMONA AVE
City	SPRING VALLEY
State	CA
Zip	91977-5125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK 18 LOTS 7 & 8 ST CLSD ADJ & TR 000441
Legal Subdivision	COLONY/LA PRESA
Legal Tract	000441
Legal Block	18
Legal Lot Number	7,8
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2029
Census Tract	13909

Owner

739 Ramona Ave is owned and occupied by an individual who acquired it in October 2013.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	739 RAMONA AVE, SPRING VALLEY, CA 91977-5125
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP
Oct 16, 2017	Deed of Trust, Mortgage · FHA Mortgage LIBERTY HM EQUITY SOLUTIONS
Oct 16, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 25, 2013
Transfer Doc	0000659142
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	739 RAMONA AVE, SPRING VALLEY, CA 91977-5125
Transaction Type	Mortgage
Record Updated	Oct 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	739 RAMONA AVE, SPRING VALLEY, CA 91977-5125

Mortgage

Document Number	0000691844
Date	Oct 4, 2021
Instrument	2021-0691844

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	850 Months
Due	Aug 17, 2092

Interest

Rate Type	Adjustable Rate
Rate	1.7%
Type Change Date	Nov 1, 2021
Change Frequency	Annually
Index	1-Year CMT

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	739 RAMONA AVE, SPRING VALLEY, CA 91977-5125
Document Number	0000488926
Instrument Date	Oct 16, 2017
Transaction Type	Mortgage
Record Updated	Oct 26, 2017
Title Company	NEXTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	739 RAMONA AVE SPRING VALLEY CA 919775125, SPRING VALLEY, CA 91977-5125

Mortgage

Document Number	0000488926
Date	Oct 20, 2017
Instrument	488926

Lender

Name	LIBERTY HM EQUITY SOLUTIONS
Type	Funding / Finance Company
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	900 Months
Due	Oct 19, 2092

Interest

Rate Type	Adjustable Rate
Rate	4.3%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	739 RAMONA AVE, SPRING VALLEY, CA 91977-5125
Document Number	0000488927
Instrument Date	Oct 16, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	NEXTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	739 RAMONA AVE SPRING VALLEY CA 919775125, SPRING VALLEY, CA 91977-5125

Mortgage

Document Number	0000488927
Date	Oct 20, 2017
Instrument	488927

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	900 Months
Due	Oct 19, 2092

Interest

Rate Type	Adjustable Rate
Rate	4.3%

Tax Assessment & Valuation

The 2025 property tax bill for 739 Ramona Ave was $3,000 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$201,868 (+2%) Land $83,718 Building $118,150
2025	$3,000.00 Homeowner's exemption	$197,911 Land $82,077 Building $115,834
2023	$2,752.00 (+2.12%) Homeowner's exemption	$190,228 Land $78,891 Building $111,337
2022	$2,695.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 739 Ramona Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2010–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 739 Ramona Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 920 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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