739 Mark Dowdle Rd, Franklin, NC 28734 Property Records

Macon County property record for 739 Mark Dowdle Rd, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 5,471 sqft
Lot Size	4.4 acres (191,664 sqft)
Owner	Individual Name on File
Last Sale	$1,330,000 (Nov 2020)
Tax Bill	$5,479 (2026)
Deeds & Mortgages	Jan 2019 Mortgage Jan 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6582948940`

Property Details

APN / Parcel Number

Primary APN	`6582948940`
Alternative APN	`94338`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	5,471 sqft Heated Area
1st Floor Area	2,872 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Conventional
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	191,664 sqft (4.4 acres)
Terrain	Rolling
View / Lot	Waterfront / Beach
Garage Type	Finished
Garage Area	770 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	664 sqft
Porch	Slab
Porch Area	470 sqft
Deck Area	504 sqft
Patio Area	504 sqft

Utilities, Heating & Cooling

Sewer	Septic

Location & Zoning

Account Number	94338
Street Address	739 MARK DOWDLE RD
City	FRANKLIN
State	NC
Zip	28734-5407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARK DOWDLE 2 TR COMBO PC 11185
Jurisdiction	MACON NC
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1037
Census Tract	970600

Owner

739 Mark Dowdle Rd is owned and occupied by an individual who bought it in November 2020.

Source: Macon County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	739 MARK DOWDLE RD, FRANKLIN, NC 28734-5407
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2019	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU
Jan 29, 2019	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Nov 22, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
Nov 13, 2020	Warranty Deed, Transfer · Line of Credit FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2020 · Amount on File
Deed Sale	Nov 13, 2020 · Amount on File
Deed Document Number	20208891
Deed Book / Page	40 / 752
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	739 MARK DOWDLE RD, FRANKLIN, NC 28734-5407
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A39/0700
Date	Jan 29, 2019
Book Page	A-39/0700
Instrument	2019000564

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Change Frequency	5 Years
Min Rate At Change	3.25%
Index	5-Year CMT
Max Rate	6%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	739 MARK DOWDLE RD, FRANKLIN, NC 28734-5407
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A39/0721
Date	Jan 29, 2019
Book Page	A-39/0721
Instrument	2019000565

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	FRANKLIN, NC 28744

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	739 MARK DOWDLE RD, FRANKLIN, NC 28734-5407
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	739 MARK DOWDLE RD, FRANKLIN, NC 28734-5407

Mortgage

Document Number	00K41/2351
Date	Nov 22, 2021
Book Page	K-41/2351
Instrument	2021011042

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	26592

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Nov 13, 2020
Property Address	739 MARK DOWDLE RD, FRANKLIN, NC 28734-5407
Document Number	000J40/752
Book / Page	J-40 / 752
Map Reference	CARD 11185
Instrument Date	Nov 4, 2020
Instrument	2020008891
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 HIGHLANDS RD, 125, FRANKLIN, NC 28734-2709

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	739 MARK DOWDLE RD, FRANKLIN, NC 28734-5407

Mortgage

Document Number	2020008892
Date	Nov 13, 2020
Instrument	2020008892

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 739 Mark Dowdle Rd was $5,479.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,479.00	$1,655,320 (+4.82%) Land $67,040 Building $1,588,280	$1,655,320 (+4.82%) Land $67,040 Building $1,588,280
2025	$5,479.00	$1,579,220 Land $67,040 Building $1,512,180	$1,579,220 Land $67,040 Building $1,512,180
2023	$5,467.00	$1,579,220 Land $67,040 Building $1,512,180	$1,579,220 Land $67,040 Building $1,512,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 739 Mark Dowdle Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2004 · Hurricane Ivan
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 739 Mark Dowdle Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: BalsamWest FiberNET, Frontier.

Cell Coverage

5G and 4G LTE (outdoors only)

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