Middlesex County and Watertown City property record for 739 Main St, Watertown, MA 02472
| Property Type | Bank, Financial Building |
|---|---|
| Details | 1 ba · 2,740 sqft · built 1952 |
| Lot Size | 0.221 acres (9,608 sqft) |
| Owner | Company Name on File |
| Tax Bill | $36,653 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 102250-17 |
| Primary APN | 102250-17 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 2,740 sqft Total Area |
| Gross Area | 6,216 sqft |
| Basement Area | 2,740 sqft |
| Unfinished Basement | 2,740 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Other |
| Exterior Material | Brick |
| Construction Type | Steel Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,608 sqft (0.221 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 8366 |
|---|---|
| Street Address | 739 MAIN ST |
| City | WATERTOWN |
| State | MA |
| Zip | 02472-2128 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Local Zoning Code | LB |
| Legal Block | 22 |
| Legal Lot Number | 39 |
| Jurisdiction | WATERTOWN MA |
| Township / Civil Division | WATERTOWN TOWN |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 370101 |
739 Main St, a commercial property, is owned by a company.
Source: Middlesex County and Watertown City records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 60 MAIN ST, WATERTOWN, MA 02472-4413 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 739 Main St was $36,653, up 2.8% from the year before.
Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Watertown City |
| Unified School District | Watertown School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $36,653.00 (+2.8%) | $1,561,700 (-) Land $632,400 Building $929,300 |
| 2025 | $35,654.00 (+10.44%) | $1,561,700 (+11.65%) Land $632,400 Building $929,300 |
| 2024 | $32,284.00 (+20.18%) | $1,398,800 (+2.74%) Land $633,400 Building $765,400 |
| 2023 | $26,862.00 | $1,361,500 Land $606,200 Building $755,300 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 739 Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Feb 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 739 Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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