739 Joppa Farm Rd, Joppa, MD 21085 Property Records

Harford County property record for 739 Joppa Farm Rd, Joppa, MD 21085

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,499 sqft · built 1963
Lot Size	0.201 acres (8,740 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,183 (2026)
Deeds & Mortgages	Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-119133`

Property Details

APN / Parcel Number

Primary APN	`01-119133`
Alternative APNs	`1119133` `119133`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,499 sqft Total Area
Utility Area	66 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,740 sqft (0.201 acres)
Lot Dimensions	115 ft deep x 75 ft wide
Porch	Slab
Porch Area	231 sqft
Patio Area	297 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	119133
Street Address	739 JOPPA FARM RD
City	JOPPA
State	MD
Zip	21085-4447
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT 23 BK 5 77/75X115 739 JOPPA FARM ROAD JOPPATOWNE S3 P 12/64
Legal Subdivision	JOPPATOWNE
Legal Block	5
Legal Lot Number	23
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2001
Census Tract	301401

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	739 JOPPA FARM RD, JOPPA, MD 21085-4447
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	739 JOPPA FARM RD, JOPPA, MD 21085-4447
Document Number	0133460091
Instrument Date	Apr 6, 2019
Transaction Type	Mortgage
Record Updated	Jul 29, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	739 JOPPA FARM RD JOPPA MD 210854447, JOPPA, MD 21085-4447

Mortgage

Document Number	0133460091
Date	Jul 15, 2019
Book Page	013346/000091

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,183.00 (+9.64%) Homeowner's exemption	$200,300 (+4.6%)	$209,100 (-) Land $69,200 Building $139,900
2025	$1,991.00 (+6.41%) Homeowner's exemption	$191,500 (+8.07%)	$209,100 (+14.45%) Land $69,200 Building $139,900
2023		$177,200	$182,700 Land $69,200 Building $113,500
2022	$1,871.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1996–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20