739 E Main St, Winterville, NC 28590 Property Records

Pitt County property record for 739 E Main St, Winterville, NC 28590

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,637 sqft · built 1999
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Apr 2024)
Tax Bill	$1,602 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2025 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`058552`

Property Details

APN / Parcel Number

Primary APN	`058552`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,637 sqft Heated Area
Gross Area	1,999 sqft
1st Floor Area	1,280 sqft
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	151 ft deep x 98 ft wide
Garage Area	357 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	739 E MAIN ST
City	WINTERVILLE
State	NC
Zip	28590-9655
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	WINTERVILLE CROSSING
Legal Subdivision	WINTERVILLE CROSSING
Legal Block	A
Legal Lot Number	10
Jurisdiction	PITT NC
Township / Civil Division	WINTERVILLE
Census Block Group	2
Census Block	2006
Census Tract	1304

Owner

Source: Pitt County records, as of May 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	739 E MAIN ST, WINTERVILLE, NC 28590-9655
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Jul 18, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 18, 2024	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Apr 18, 2024	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Dec 31, 2020	Deed of Trust, Mortgage · Conventional with PMI ALCOVA MTG
Mar 18, 2019	Grant Deed, Transfer · Conventional with PMI GUARANTEED RATE
Jun 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2024 · Amount on Record
Deed Sale	Apr 18, 2024 · Amount on Record
Prior Sale	Mar 18, 2019 · Amount on Record
Deed Book / Page	4511 / 815
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PITT NC
Recording Date	Apr 30, 2026
Property Address	739 E MAIN ST, WINTERVILLE, NC 28590-9655
Document Number	4769000814
Book / Page	4769 / 814
Instrument Date	Apr 3, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	732 E MAIN ST, WINTERVILLE, NC 28590-9654

Mortgage

Document Number	4769000814,
Date	Apr 30, 2026
Book Page	4769/814

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	May 1, 2054

Interest

Rate	6%
Max Rate	-1%

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PITT NC
Property Address	739 E MAIN ST, WINTERVILLE, NC 28590-9655
Transaction Type	Mortgage
Record Updated	Jan 15, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	739 E MAIN ST, WINTERVILLE, NC 28590-9655

Mortgage

Document Number	0000004664
Date	Jul 18, 2025
Book Page	4664/629

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	951 W YAMATO RD, BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	May 1, 2054

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PITT NC
Recording Date	Apr 18, 2024
Property Address	739 E MAIN ST, WINTERVILLE, NC 28590-9655
Document Number	0000004511
Book / Page	4511 / 815
Map Reference	MB 49 PG 106
Instrument Date	Apr 9, 2024
Transaction Type	Transfer
Record Updated	May 22, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	582 MCKINLEY ST, BANGOR, PA 18013-1336

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	739 E MAIN ST, WINTERVILLE, NC 28590-9655

Mortgage

Document Number	0004511819
Date	Apr 18, 2024
Instrument	4511/819

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PITT NC
Recording Date	Apr 18, 2024
Property Address	739 E MAIN ST, WINTERVILLE, NC 28590-9655
Document Number	0000004511
Book / Page	4511 / 815
Map Reference	MB 49 PG 106
Instrument Date	Apr 9, 2024
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	582 MCKINLEY ST, BANGOR, PA 18013-1336

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	739 E MAIN ST, WINTERVILLE, NC 28590-9655

Mortgage

Document Number	0004511819
Date	Apr 18, 2024
Instrument	4511/819

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PITT NC
Property Address	739 E MAIN ST, WINTERVILLE, NC 28590-9655
Document Number	0040370036
Instrument Date	Dec 31, 2020
Transaction Type	Mortgage
Record Updated	Jan 15, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	739 E MAIN ST WINTERVILLE NC 285909655, WINTERVILLE, NC 28590-9655

Mortgage

Document Number	0040370036
Date	Jan 6, 2021
Book Page	004037/000036

Lender

Name	ALCOVA MTG
Type	Mortgage Company
Address	ROANOKE, VA 24011

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2051

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PITT NC
Recording Date	Mar 18, 2019
Property Address	739 E MAIN ST, WINTERVILLE, NC 28590-9655
Document Number	0037680450
Book / Page	003768 / 000450
Instrument Date	Mar 18, 2019
Transaction Type	Transfer
Record Updated	Apr 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	739 E MAIN ST WINTERVILLE NC 285909655, WINTERVILLE, NC 28590-9655

Mortgage

Document Number	37680454
Date	Mar 18, 2019
Book Page	003768/000454

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 17, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PITT NC
Property Address	739 E MAIN ST, WINTERVILLE, NC 28590-9655
Document Number	0036910581
Instrument Date	Jun 25, 2018
Transaction Type	Mortgage
Record Updated	Apr 12, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	739 E MAIN ST WINTERVILLE NC 285909655, WINTERVILLE, NC 28590-9655

Mortgage

Document Number	0036910581
Date	Jun 29, 2018
Book Page	003691/000581

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2048

Tax Assessment & Valuation

Source: Pitt County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pitt County
Municipality	Winterville Town
Unified School District	Pitt County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,602.00 (+15.09%)	$232,983 (+37.46%) Land $40,000 Building $192,983	$232,983 (+37.46%) Land $40,000 Building $192,983
2023	$1,392.00	$169,490 Land $27,500 Building $141,990	$169,490 Land $27,500 Building $141,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	10 (2006–2025)
Claims Outside the SFHA	2 of 10
Most Recent Claim	Jun 2025 · river or lake flooding
Claims by Event	Hurricane Matthew, Oct 2016 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN PINES WATER CORP private · serves 23,000 people · EPA ID NC0474015
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35

May also be available: T-Mobile.

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