739 Clarks River Rd, Laurel, MT 59044 Property Records

Yellowstone County property record for 739 Clarks River Rd, Laurel, MT 59044

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,156 sqft · built 1925
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$280,610 (Mar 2022)
Tax Bill	$1,157 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Oct 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`000D02978A`

Property Details

APN / Parcel Number

Primary APN	`000D02978A`
Alternative APNs	`03-0821-28-3-11-05-0000` `R0358582` `D02978A`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,156 sqft Living Area
Gross Area	1,312 sqft
1st Floor Area	656 sqft
Basement Area	576 sqft
Finished Basement	500 sqft
Unfinished Basement	76 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft
View / Lot	Rural
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	95 sqft
Deck Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	739 CLARKS RIVER RD
City	LAUREL
State	MT
Zip	59044-8036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S28, T02 S, R24 E, C.O.S. 2093, PARCEL B
Legal Range	24E
Legal Township	02S
Legal Section	28
Legal Subdivision	CERTIFICATE/SURV 2093 B
Legal Tract	B
Legal Block	2
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	SOUTH YELLOWSTONE
Census Block Group	2
Census Block	2091
Census Tract	940001

Owner

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	739 CLARKS RIVER RD, LAUREL, MT 59044-8036
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2022	Warranty Deed, Transfer · VA Mortgage CORNERSTONE HOME LENDING INC
Oct 8, 2021	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Jul 31, 2018	Deed of Trust, Mortgage FIRST INTERSTATE BANK
Apr 12, 2018	Trustee's Deed, Construction Loan · Line of Credit FIRST INTERSTATE BK
Jan 25, 2018	Grant Deed, Transfer BOSTON NATIONAL TITLE AGENCY
Jul 3, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2022 · Amount on Record
Deed Sale	Mar 15, 2022 · Amount on Record
Prior Sale	Oct 8, 2021 · Amount on Record
Deed Document Number	20224010880
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Mar 15, 2022
Property Address	739 CLARKS RIVER RD, LAUREL, MT 59044-8036
Document Number	0004010880
Map Reference	DOC 1206869
Instrument Date	Mar 14, 2022
Instrument	4010880
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANNA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	739 CLARKS RIVER RD, LAUREL, MT 59044-8036

Mortgage

Document Number	0004010881
Date	Mar 15, 2022
Instrument	4010881

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Oct 8, 2021
Property Address	739 CLARKS RIVER RD, LAUREL, MT 59044-8036
Document Number	0003993046
Map Reference	DOC 1206869
Instrument Date	Oct 6, 2021
Instrument	3993046
Transaction Type	Transfer
Record Updated	Oct 25, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4715 GRAND AVE, 4715, BILLINGS, MT 59106-1717

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	739 CLARKS RIVER RD, LAUREL, MT 59044-8036

Mortgage

Document Number	0003993047
Date	Oct 8, 2021
Instrument	3993047

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	739 CLARKS RIVER RD, LAUREL, MT 59044-8036
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003856179
Date	Jul 31, 2018
Instrument	000003856179

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	174 Months
Due	Jan 1, 2033

April 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Apr 12, 2018
Property Address	739 CLARKS RIVER RD, LAUREL, MT 59044-8036
Instrument Date	Apr 2, 2018
Instrument	3846227
Transaction Type	Construction Loan
Record Updated	Aug 31, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4715 GRAND AVE BILLINGS MT 591061717, BILLINGS, MT 59106-1717

Mortgage

Document Number	0003846227
Date	Apr 12, 2018
Instrument	3846227

Lender

Name	FIRST INTERSTATE BK
Type	Bank
Address	BILLINGS, MT 59116-0918

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 11, 2019

Interest

Rate Type	Adjustable Rate

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Jan 25, 2018
Property Address	739 CLARKS RIVER RD, LAUREL, MT 59044-8036
Document Number	0003839782
Instrument Date	Jan 5, 2018
Instrument	3839782
Transaction Type	Transfer
Record Updated	Feb 8, 2018
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4715 GRAND AVE BILLINGS MT 591061717, BILLINGS, MT 59106-1717

July 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Jul 3, 2017
Property Address	739 CLARKS RIVER RD, LAUREL, MT 59044-8036
Document Number	0003818781
Instrument Date	Jun 28, 2017
Instrument	3818781
Transaction Type	Foreclosure
Record Updated	Jul 11, 2017

Transaction

Amount	Amount Recorded
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	6200 PARK AVENUE MAC N0012-01B DES MOINES IA 50321, DES MOINES, IA 50321
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Yellowstone County
Elementary School District	Laurel Elementary School District (PK - 08)
Secondary School District	Laurel High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$279,200 (-) Land $73,000 Building $206,200	$279,200 (-) Land $73,000 Building $206,200
2025	$1,157.00 (-20.7%)	$279,200 (+29.86%) Land $73,000 Building $206,200	$279,200 (+29.86%) Land $73,000 Building $206,200
2024	$1,459.00 (+7.2%)
2023	$1,361.00	$215,000	$215,000 Land $57,200 Building $157,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	10 (2011–2022)
Most Recent Claim	Jun 2022 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Jun 2022 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 71% of Montana
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	100 / 10

May also be available: AT&T, Wisp West.

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