739 Central St, Evanston, IL 60201 Property Records

Cook County property record for 739 Central St, Evanston, IL 60201

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,893 sqft · built 1871
Lot Size	0.209 acres (9,120 sqft)
Owner	2 Individual Names on File
Last Sale	$965,000 (Apr 2024)
Tax Bill	$21,620 (2023)
Deeds & Mortgages	Apr 2024 Sale & Mortgage May 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-35-409-024`

Property Details

APN / Parcel Number

Primary APN	`05-35-409-024`
Alternative APN	`05-35-409-024-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,893 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1871
Effective Year Built	Effective 1872
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,120 sqft (0.209 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	739 CENTRAL ST
City	EVANSTON
State	IL
Zip	60201-1734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(HASKAMPS) SUB OF PT OF LT25 IN GEO SMITHS SUB OF S P T OF OUILMETTE RESERVATION SEC 35-42-13
Legal Range	13E
Legal Township	42N
Legal Section	35
Legal Subdivision	HASKAMPS SUB
Legal Lot Number	25
Jurisdiction	COOK IL
Township / Civil Division	EVANSTON
Census Block Group	2
Census Block	2028
Census Tract	808800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Northeast Evanston Historic District listed 1999 · 739 contributing resources · NRIS 99000979

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

739 Central St is owned by two individuals who bought it in April 2024.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4355 N LINCOLN AVE, 3, CHICAGO, IL 60618-1752
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Warranty Deed, Transfer · Conventional Mortgage LIBERTY BANK FOR SAVINGS
May 16, 2023	Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK
May 4, 2015	Deed of Trust, Mortgage MORTGAGE MASTER NAT'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2024 · Amount on File
Deed Sale	Apr 1, 2024 · Amount on File
Prior Sale	May 15, 2013 · Amount on File
Deed Document Number	20242123
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 1, 2024
Property Address	739 CENTRAL ST, EVANSTON, IL 60201-1734
Document Number	0009202123
Instrument Date	Mar 20, 2024
Instrument	2409202123
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$965.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	739 CENTRAL ST, EVANSTON, IL 60201-1734

Mortgage

Document Number	0009202124
Date	Apr 1, 2024
Instrument	2409202124

Lender

Name	LIBERTY BANK FOR SAVINGS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Apr 1, 2029
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	7.87%
Index	1-Year T-Bill
Max Rate	10.8%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	739 CENTRAL ST, EVANSTON, IL 60201-1734
Transaction Type	Mortgage
Record Updated	May 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013619009
Date	May 16, 2023
Instrument	2313619009

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	739 CENTRAL ST, EVANSTON, IL 60201-1734
Document Number	1720012067
Instrument Date	May 4, 2015
Transaction Type	Mortgage
Record Updated	Aug 7, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	739 CENTRAL ST EVANSTON IL 602011734, EVANSTON, IL 60201-1734

Mortgage

Document Number	1720012067
Date	Jul 19, 2017
Instrument	20012067

Lender

Name	MORTGAGE MASTER NAT'L
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount on Record
Term	336 Months
Due	Jul 18, 2045

Interest

Rate Type	Adjustable Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Evanston City
Elementary School District	Evanston Community Consolidated School District 65 (PK - 08)
Secondary School District	Evanston Township High School District 202 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$109,031 Land $29,184 Building $79,847	$1,090,310 Land $291,840 Building $798,470
2023	$21,620.00 (+1.41%)
2022	$21,319.00	$91,000 Land $25,080 Building $65,920	$910,000 Land $250,800 Building $659,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 739 Central St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 739 Central St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EVANSTON serves 74,486 people · EPA ID IL0310810
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T DSL	100 / 20

May also be available: T-Mobile.

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