739 Bay Tree Ln, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 739 Bay Tree Ln, El Cerrito, CA 94530

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,124 sqft · built 1962
Lot Size	0.184 acres (8,000 sqft)
Owner	2 Company Names on Record
Last Sale	$1,700,000 (Mar 2019)
Tax Bill	$25,754 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Mar 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`505-262-041-5`

Property Details

APN / Parcel Number

Primary APN	`505-262-041-5`
Alternative APN	`505-262-041`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,124 sqft Living Area
1st Floor Area	2,228 sqft
Basement Area	896 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1970
Lot Area	8,000 sqft (0.184 acres)
Garage Type	Attached
Garage Area	379 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	739 BAY TREE LN
City	EL CERRITO
State	CA
Zip	94530-3039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BERK CTRY CLUB TERR #2 POR LOT 460
Legal Subdivision	BERKELEY COUNTRY CLUB TERRACE
Legal Lot Number	460
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1006
Census Tract	390100

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	739 BAY TREE LN, EL CERRITO, CA 94530-3039
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage LENDUS LLC
Mar 18, 2019	Grant Deed, Transfer · Conventional Mortgage LENDUS LLC
Nov 21, 2018	Affidavit of Death, Transfer ATTORNEY ONLY
May 9, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
May 9, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2019 · Amount on Record
Deed Sale	Mar 18, 2019 · Amount on Record
Deed Document Number	201936554
Prior Transfer Date	Apr 10, 2018
Prior Transfer Doc	0000072462
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	739 BAY TREE LN, EL CERRITO, CA 94530-3039
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TTL CO BERKELEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000208234
Date	Nov 20, 2019
Instrument	2019-208234

Lender

Name	LENDUS LLC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 18, 2019
Property Address	739 BAY TREE LN, EL CERRITO, CA 94530-3039
Document Number	0000036554
Map Reference	MB 1 PG 25
Instrument Date	Mar 11, 2019
Instrument	2019-036554
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	739 BAY TREE LN, EL CERRITO, CA 94530-3039

Mortgage

Document Number	0000036555
Date	Mar 18, 2019
Instrument	2019-036555

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

November 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 21, 2018
Property Address	739 BAY TREE LN, EL CERRITO, CA 94530-3039
Document Number	0000188209
Instrument Date	Nov 6, 2018
Instrument	188209
Transaction Type	Transfer
Record Updated	Dec 4, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	15830 CARDINAL CT SONORA CA 953708127, SONORA, CA 95370-8127

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 9, 2018
Property Address	739 BAY TREE LN, EL CERRITO, CA 94530-3039
Document Number	0000072462
Instrument Date	Apr 10, 2018
Instrument	72462
Transaction Type	Transfer
Record Updated	May 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	739 BAY TREE LN EL CERRITO CA 945303039, EL CERRITO, CA 94530-3039

May 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CONTRA COSTA CA
Recording Date	May 9, 2018
Property Address	739 BAY TREE LN, EL CERRITO, CA 94530-3039
Document Number	0000072461
Instrument Date	Apr 10, 2018
Instrument	72461
Transaction Type	Transfer
Record Updated	May 22, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	739 BAY TREE LN EL CERRITO CA 945303039, EL CERRITO, CA 94530-3039

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,934,304 (+2%) Land $1,251,609 Building $682,695
2025	$25,754.00 (+4.32%)	$1,896,377 (+4.04%) Land $1,227,068 Building $669,309
2023	$24,687.00 (+1.23%)	$1,822,740 Land $1,179,420 Building $643,320
2022	$24,387.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Sonic Telecom, Verizon.

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