St. Charles County property record for 7389 The Cedars Dr, O Fallon, MO 63368 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,602 sqft · built 1993 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $174,300 (Jun 2015) |
| Tax Bill | $3,714 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A932000470 |
| Primary APN | A932000470 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,602 sqft Living Area |
| Gross Area | 3,610 sqft |
| 1st Floor Area | 1,602 sqft |
| Basement Area | 1,588 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | Deck Area |
| Patio Area | 250 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A932000470 |
|---|---|
| Street Address | 7389 THE CEDARS DR |
| City | O FALLON |
| State | MO |
| Zip | 63368-8252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TWIN CHIMNEYS PH2 VLG H THE CEDAR VLG LOT 57H |
| Legal Subdivision | TWIN CHIMNEYS PH2 VLG H THE CEDAR |
| Legal Lot Number | 57H |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 311154 |
Source: St. Charles County records · APN A932000470
Assessment roll updated August 13, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7389 THE CEDARS DR, O FALLON, MO 63368-8252 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Apr 05, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 03, 2015 · Amount on Record |
| Deed Sale | Jun 03, 2015 · Amount on Record |
| Prior Sale | Feb 02, 2010 · Amount on Record |
| Deed Document Number | 2015347990 |
| Deed Book / Page | 6365 / 31 |
| Prior Transfer Date | Apr 17, 2015 |
| Prior Transfer Doc | 0063650035 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 27, 2026 |
| Property Address | 7389 THE CEDARS DR, O FALLON, MO 63368-8252 |
| Document Number | 0000035265 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 202635265 |
| Transaction Type | Transfer |
| Record Updated | Aug 06, 2026 |
| Title Company | TITLE PARTNERS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7389 THE CEDARS DR, O FALLON, MO 63368-8252 |
| Document Number | 0000035266, |
|---|---|
| Date | Jul 27, 2026 |
| Instrument | 202635266 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 7389 THE CEDARS DR, O FALLON, MO 63368-8252 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 7389 THE CEDARS DR, O FALLON, MO 63368-8252 |
| Document Number | 2021R029381 |
|---|---|
| Date | Apr 05, 2021 |
| Instrument | 2021R-029381 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,714.00 (+1.75%) | $57,774 (+4.79%) | $304,076 (+4.79%) Land $65,000 Building $239,076 |
| 2024 | $3,650.00 | ||
| 2023 | $55,131 | ||
| 2022 | $290,163 Land $45,000 Building $245,163 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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