7389 River Rd, White Oak, NC 28399 Property Records

Bladen County property record for 7389 River Rd, White Oak, NC 28399

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,768 sqft · built 2023
Lot Size	16.4 acres (717,433 sqft)
Owner	2 Individual Names on Record
Last Sale	$35,000 (Oct 2020)
Tax Bill	$1,535 (2026)
Deeds & Mortgages	Nov 2022 Mortgage Oct 2020 Sale & Line of Credit
Flood Zone	Zone AE (high risk)
APN	`0036-70-00-9945`

Property Details

APN / Parcel Number

Primary APN	`0036-70-00-9945`
Alternative APNs	`0367-00-09-9456` `0048398` `0547516`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,768 sqft Base Area
1st Floor Area	1,768 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Modular
Lot Area	717,433 sqft (16.4 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	0547516
Street Address	7389 RIVER RD
City	WHITE OAK
State	NC
Zip	28399-9683
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	036700099456 RD 1318
Legal Subdivision	PROPERTY OF KENNETH B COUNCIL DIV
Jurisdiction	BLADEN NC
Township / Civil Division	WHITE OAK
Census Block Group	2
Census Block	2038
Census Tract	950200

Owner

Source: Bladen County records, as of October 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7389 RIVER RD, WHITE OAK, NC 28399-9683
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Oct 12, 2020	Warranty Deed, Transfer · Line of Credit CAPE FEAR FARM CREDIT ACA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2020 · Amount on Record
Deed Sale	Oct 12, 2020 · Amount on Record
Prior Sale	Nov 28, 2005 · Amount on Record
Deed Document Number	20202767
Deed Book / Page	807 / 1084
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLADEN NC
Property Address	7389 RIVER RD, WHITE OAK, NC 28399-9683
Transaction Type	Mortgage
Record Updated	Nov 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00841/1078
Date	Nov 2, 2022
Book Page	841/1078
Instrument	3158

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Dec 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.7%
Index	Other
Margin	3
Max Rate	10.7%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLADEN NC
Recording Date	Oct 12, 2020
Property Address	7389 RIVER RD, WHITE OAK, NC 28399-9683
Document Number	00807/1084
Book / Page	807 / 1084
Map Reference	MB B-26 PG 260
Instrument Date	Oct 9, 2020
Instrument	2767
Transaction Type	Transfer
Record Updated	Sep 13, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$70.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1100 CLARENDON ST APT 305, 1100, FAYETTEVILLE, NC 28305-4866

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2326 NC HIGHWAY 242 N, ELIZABETHTOWN, NC 28337-4978

Mortgage

Document Number	0000002768
Date	Oct 12, 2020
Instrument	2768

Lender

Name	CAPE FEAR FARM CREDIT ACA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2030

Tax Assessment & Valuation

Source: Bladen County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Bladen County
Unified School District	Bladen County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,535.00 (-1.16%)	$175,500 (-) Land $40,980 Building $134,520	$175,497 (-) Land $40,981 Building $134,516
2025	$1,553.00 (+367.77%)	$175,500 (+367%) Land $40,980 Building $134,520	$175,497 (+367.06%) Land $40,981 Building $134,516
2023	$332.00	$37,580 Land $37,580	$37,575 Land $37,575

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 5, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	7 (1996–2018)
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 90% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLADEN CO WTR DIST-EAST BLADEN serves 4,310 people · EPA ID NC0309060
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Star Communications Fiber	1,000 / 500

Cell Coverage

4G LTE (outdoors only), no 5G reported

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