7388 Tracy Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 7388 Tracy Rd, Duluth, MN 55803

Property Summary

Property TypeSingle Family Home
Details1 ba · 384 sqft · built 1940
Lot Size25.3 acres (1,102,068 sqft)
OwnerCompany Name on File
Tax Bill$418 (2026)
Deeds & MortgagesDec 2025 Transfer
Aug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN375-0020-04275

Property Details

APN / Parcel Number

Primary APN375-0020-04275
Alternative APNs
  • 1192772
  • 28777

Interior

Full Baths1 Bath
Stories1 Story
Building Area384 sqft Base Area
1st Floor Area384 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialWood
Construction TypeFrame
Lot Area1,102,068 sqft (25.3 acres)
Deck Area130 sqft
Storage Building195 sqft

Location & Zoning

Account Number1192772
Street Address7388 TRACY RD
CityDULUTH
StateMN
Zip55803-9376
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeFAM
Legal DescriptionTHAT PART OF SE1/4 OF NE1/4 LYING NWLY OF ALINE COMM AT SE COR THENCE N ALONG E LINE 698FT TO PT OF BEG THENCE LEFT IN A
Legal Range14W
Legal Township53N
Legal Section27
Legal SubdivisionGNESEN TOWN OF
JurisdictionST LOUIS MN
Township / Civil DivisionGNESEN
Census Block Group1
Census Block1075
Census Tract10601

Owner

Source: St. Louis County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address7388 TRACY RD, DULUTH, MN 55803-9376
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Irrevocable Trust

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2025Intrafamily Transfer, Transfer
Aug 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateDec 12, 2025
Transfer Doc0001097490
Record UpdatedSep 20, 2026

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST LOUIS MN
Recording DateDec 22, 2025
Property Address7388 TRACY RD, DULUTH, MN 55803-9376
Document Number0001097490
Instrument DateFeb 12, 2025
Instrument1097490
Transaction TypeTransfer
Record UpdatedJan 15, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address7388 TRACY RD, DULUTH, MN 55803-9376

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address7388 TRACY RD, DULUTH, MN 55803-9376
Transaction TypeMortgage
Record UpdatedSep 16, 2021
Title CompanyNORTH SHORE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001045747
DateAug 24, 2021
Instrument1045747
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionGnesen Township
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$418.00 (+16.76%) Homeowner's exemption
2025$358.00 (+1.13%) Homeowner's exemption$65,700 (+76.61%) Land $62,900 Building $2,800$65,700 (+76.61%) Land $62,900 Building $2,800
2024$354.00$37,200 (+10.39%) Land $34,500 Building $2,700$37,200 (+10.39%) Land $34,500 Building $2,700
2022$33,700 Land $31,300 Building $2,400$33,700 Land $31,300 Building $2,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 80% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Consolidated Telephone Company
Fiber
1,000 / 1,000

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