7387 Chestnut St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7387 Chestnut St, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,078 sqft · built 1926
Lot Size	0.113 acres (4,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (Jan 2010)
Tax Bill	$3,567 (2025)
Deeds & Mortgages	Mar 2017 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`841-09-004`

Property Details

APN / Parcel Number

Primary APN	`841-09-004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,078 sqft Living Area
1st Floor Area	1,078 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,900 sqft (0.113 acres)
Lot Dimensions	140 ft deep x 35 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	7387 CHESTNUT ST
City	GILROY
State	CA
Zip	95020-6207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	GILROY
Legal Block	1
Legal Lot Number	1
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	3
Census Block	3006
Census Tract	512603

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7387 CHESTNUT ST, GILROY, CA 95020-6207
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2017	Deed of Trust, Mortgage · Line of Credit ALLIANCE CU
Jan 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 6, 2018	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2010 · Amount on Record
Deed Sale	Jan 14, 2010 · Amount on Record
Prior Sale	Jul 21, 2009 · Amount on Record
Deed Document Number	201020577127
Prior Transfer Date	May 14, 2004
Prior Transfer Doc	0017801522
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7387 CHESTNUT ST, GILROY, CA 95020-6207
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023595805
Date	Mar 6, 2017
Instrument	23595805

Lender

Name	ALLIANCE CU
Type	Credit Union
Address	SAN JOSE, CA 95118

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7387 CHESTNUT ST, GILROY, CA 95020-6207
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7387 CHESTNUT ST, GILROY, CA 95020-6207

Mortgage

Document Number	0024776735
Date	Jan 7, 2021
Instrument	24776735

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7387 CHESTNUT ST, GILROY, CA 95020-6207
Document Number	0024063414
Instrument Date	Nov 6, 2018
Transaction Type	Mortgage
Record Updated	Nov 29, 2018
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7387 CHESTNUT ST GILROY CA 950206207, GILROY, CA 95020-6207

Mortgage

Document Number	0024063414
Date	Nov 14, 2018
Instrument	24063414

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2048

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$286,781 (+2%) Land $131,654 Building $155,127
2025	$3,567.00 (+2.24%)	$281,159 (+4.04%) Land $129,073 Building $152,086
2023	$3,489.00 (+1.69%)	$270,243 Land $124,062 Building $146,181
2022	$3,431.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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