7386 E 86th St N, Owasso, OK 74055 Property Records

Tulsa County property record for 7386 E 86th St N, Owasso, OK 74055

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,584 sqft · built 1952
Lot Size2.5 acres (108,900 sqft)
OwnerCompany Name on Record
Last Sale$230,000 (Mar 2024)
Tax Bill$2,851 (2025)
Deeds & MortgagesApr 2026 Mortgage
Mar 2024 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN91326-13-26-11410

Property Details

APN / Parcel Number

Primary APN91326-13-26-11410
Alternative APN
  • R91326132611410

Interior

Full Baths1 Bath
Stories1 Story
Building Area2,584 sqft Living Area
1st Floor Area2,584 sqft
Laundry RoomLaundry Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeClosed Piers
Roof MaterialAsphalt
Lot Area108,900 sqft (2.5 acres)
Garage TypeDetached
Garage Area896 sqft
PorchPorch
Porch Area408 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR91326132611410
Street Address7386 E 86TH ST N
CityOWASSO
StateOK
Zip74055-6943
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE
Legal DescriptionBEG 190E NWC NW NE TH S660 E165 N660 W165 POB SEC 26 21 13
Legal Range13E
Legal Township21N
Legal Section26
Legal SubdivisionUNPLATTED
JurisdictionTULSA OK
Township / Civil DivisionTULSA
Census Block Group3
Census Block3014
Census Tract5808

Owner

Source: Tulsa County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address7386 E 86TH ST N, OWASSO, OK 74055-6943
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Apr 2, 2026Deed of Trust, Mortgage · Conventional Mortgage
NONE LISTED ON DOCUMENT
Mar 26, 2024Warranty Deed, Transfer · Stand-Alone First Mortgage
JOSEPH CUNNINGHAM
Dec 6, 2022Warranty Deed, Transfer · Line of Credit
AMERICAN BANK OF OKLAHOMA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 26, 2024 · Amount on Record
Deed SaleMar 26, 2024 · Amount on Record
Prior SaleDec 6, 2022 · Amount on Record
Deed Document Number202422159
Prior Transfer DateMay 15, 2012
Prior Transfer Doc0000046775
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTULSA OK
Recording DateApr 2, 2026
Property Address7386 E 86TH ST N, OWASSO, OK 74055-6943
Document Number0000028042
Instrument DateMar 31, 2026
Instrument202628042
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address1216 E KENOSHA ST, BROKEN ARROW, OK 74012-2007

Mortgage

Document Number0000028042,
DateApr 2, 2026
Instrument202628042
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2056
Interest
Rate TypeFixed Rate
Rate6%
Initial TypeFixed Rate
Max Rate-1%

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTULSA OK
Recording DateMar 26, 2024
Property Address7386 E 86TH ST N, OWASSO, OK 74055-6943
Document Number0000022159
Instrument DateMar 4, 2024
Instrument2024022159
Transaction TypeTransfer
Record UpdatedApr 3, 2024
Title CompanyALLEGIANCE TITLE AGENCY INC, ALLEGIANCE TITLE & ESCROW

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$345.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7386 E 86TH ST N, OWASSO, OK 74055-6943

Mortgage

Document Number0000022160
DateMar 26, 2024
Instrument2024022160
Lender
NameJOSEPH CUNNINGHAM
TypePrivate Party
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTULSA OK
Recording DateDec 6, 2022
Property Address7386 E 86TH ST N, OWASSO, OK 74055-6943
Document Number0000121702
Instrument DateNov 22, 2022
Instrument2022121702
Transaction TypeTransfer
Record UpdatedDec 19, 2022
Title CompanyAPEX TTL & CLOSING SERVIECS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$300.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7386 E 86TH ST N, OWASSO, OK 74055-6943

Mortgage

Document Number0000121703
DateDec 6, 2022
Instrument2022121703
Lender
NameAMERICAN BANK OF OKLAHOMA
TypeBank
AddressCOLLINSVILLE, OK 74021
Agreement
TypeLine of Credit
AmountAmount Recorded
Term18 Months
DueJun 1, 2024
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Tulsa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateOklahoma
CountyTulsa County
Unified School DistrictOwasso Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,851.00 (+18.99%)$25,300 (+15%) Land $2,926 Building $22,374$230,000 (+15%) Land $26,600 Building $203,400
2024$2,396.00$22,000 (-) Land $2,926 Building $19,074$200,000 (-) Land $26,600 Building $173,400
2023$2,396.00 (+129.72%)$22,000 (+129.62%) Land $2,926 Building $19,074$200,000 (+129.62%) Land $26,600 Building $173,400
2022$1,043.00$9,581 Land $2,926 Building $6,655$87,100 Land $26,600 Building $60,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 76% of Oklahoma
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON CO RWD #3 (NEW,#1)
serves 25,375 people · EPA ID OK1021418
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
Verizon
Fixed Wireless
300 / 20

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