7386 Decker Rd, Cayuga, NY 13034 Property Records

Cayuga County and Montezuma Town property record for 7386 Decker Rd, Cayuga, NY 13034

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,688 sqft · built 1980
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on Record
Last Sale	$634,750 (Jul 2022)
Tax Bill	$6,848 (2026)
Deeds & Mortgages	Jul 2022 Transfer Jul 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054000 98.00-1-25`

Property Details

APN / Parcel Number

Primary APN	`054000 98.00-1-25`
Alternative APNs	`400009800000010250000000` `054000 98.00-1-25.1` `11005111`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,688 sqft Living Area
1st Floor Area	1,460 sqft
Basement Area	888 sqft
Finished Basement	888 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	120 ft deep x 183 ft wide
Garage Type	Attached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	607 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	11005111
Street Address	7386 DECKER RD
City	CAYUGA
State	NY
Zip	13034-3122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	SM 87-281 PARCEL C SMD 980-312 1056-85
Legal Block	1
Legal Lot Number	25.001
Jurisdiction	CAYUGA NY
Township / Civil Division	MONTEZUMA
Census Block Group	1
Census Block	1085
Census Tract	40500

Owner

Source: Cayuga County and Montezuma Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7386 DECKER RD, CAYUGA, NY 13034-3122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Quit Claim Deed, Transfer Quitclaim
Jul 11, 2022	Warranty Deed, Transfer
Aug 29, 2019	Warranty Deed, Transfer · VA Mortgage COMMONFUND MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2022 · Amount on Record
Deed Sale	Jul 11, 2022 · Amount on Record
Prior Sale	Jul 11, 2022 · Amount on Record
Deed Document Number	2022215111
Deed Book / Page	4246 / 86
Prior Transfer Date	Jul 7, 2022
Prior Transfer Doc	0004246/86
Record Updated	Oct 29, 2026

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAYUGA NY
Recording Date	Jul 11, 2022
Property Address	7386 DECKER RD, CAYUGA, NY 13034-3122
Document Number	0004246/86
Book / Page	4246 / 86
Instrument Date	Jul 7, 2022
Instrument	2022-215111
Transaction Type	Transfer
Record Updated	Mar 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7386 DECKER RD, CAYUGA, NY 13034-3122

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAYUGA NY
Recording Date	Jul 11, 2022
Property Address	7386 DECKER RD, CAYUGA, NY 13034-3122
Document Number	0004246/80
Book / Page	4246 / 80
Instrument Date	Jul 1, 2022
Instrument	2022-215110
Transaction Type	Transfer
Record Updated	Mar 12, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7386 DECKER RD, CAYUGA, NY 13034-3122

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAYUGA NY
Recording Date	Aug 29, 2019
Property Address	7386 DECKER RD, CAYUGA, NY 13034-3122
Document Number	003764/334
Book / Page	3764 / 334
Instrument Date	Aug 23, 2019
Instrument	2019-189672
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 CLARK ST APT 1, 1, AUBURN, NY 13021-2260

Mortgage

Document Number	0037640337
Date	Aug 29, 2019
Book Page	3764/337
Instrument	2019-189673

Lender

Name	COMMONFUND MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Cayuga County and Montezuma Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cayuga County
County Subdivision	Montezuma Town
Unified School District	Port Byron Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,848.00 (+6.73%)
2025	$6,416.00 (+8.71%)	$129,100 (-) Land $9,000 Building $120,100	$331,026 (+43.59%) Land $23,077 Building $307,949
2024	$5,902.00
2023		$129,100 Land $9,000 Building $120,100	$230,536 Land $16,071 Building $214,465

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1993–2007)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Dec 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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