Polk County property record for 7385 Bent Grass Dr, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,676 sqft · built 2005 |
| Lot Size | 0.62 acres (26,985 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $535,000 (Dec 2021) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Dec 2016 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-29-07-855610-000440 |
| Primary APN | 27-29-07-855610-000440 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,676 sqft Living Area |
| Gross Area | 3,295 sqft |
| 1st Floor Area | 2,676 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 26,985 sqft (0.62 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 619 sqft |
| Pool Type | Enclosed Pool |
| Porch | Screened/Unfinished Porch |
| Porch Area | 312 sqft |
| Street Address | 7385 BENT GRASS DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-4834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MILLERS LANDING PB 128 PGS 14-16 LOT 44 |
| Legal Range | 27E |
| Legal Township | 29S |
| Legal Section | 07 |
| Legal Subdivision | MILLERS LANDING |
| Legal Tract | 855610 |
| Legal Block | 1 |
| Legal Lot Number | 44 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKE WALES |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 14401 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7385 BENT GRASS DR, WINTER HAVEN, FL 33884-4834 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2021 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 23, 2016 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 2021 · Amount on Record |
| Deed Sale | Dec 29, 2021 · Amount on Record |
| Prior Sale | Jan 29, 2010 · Amount on Record |
| Deed Document Number | 2021338648 |
| Deed Book / Page | 12048 / 1987 |
| Prior Transfer Date | Jun 16, 2009 |
| Prior Transfer Doc | 0000119527 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 29, 2021 |
| Property Address | 7385 BENT GRASS DR, WINTER HAVEN, FL 33884-4834 |
| Document Number | 0000338648 |
| Book / Page | 12048 / 1987 |
| Map Reference | MB 128 PG 14 |
| Instrument Date | Dec 15, 2021 |
| Instrument | 2021338648 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Title Company | CELEBRATION TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,745.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6039 CYPRESS GARDENS BLVD # BLVD548, 6039, WINTER HAVEN, FL 33884-4115 |
| Name | Verified Name |
|---|---|
| Address | 7385 BENT GRASS DR, WINTER HAVEN, FL 33884-4834 |
| Document Number | 0120481990 |
|---|---|
| Date | Dec 29, 2021 |
| Instrument | 12048/1990 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 7385 BENT GRASS DR, WINTER HAVEN, FL 33884-4834 |
| Document Number | 0100302236 |
| Instrument Date | Dec 23, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 7385 BENT GRASS DR WINTER HAVEN FL 338844834, WINTER HAVEN, FL 33884-4834 |
| Document Number | 0100302236 |
|---|---|
| Date | Jan 5, 2017 |
| Book Page | 010030/002236 |
| Instrument | 2269 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 4, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $416,859 (-3.32%) Land $88,000 Building $328,859 | $416,859 (-6.42%) Land $88,000 Building $328,859 | |
| 2025 | Homeowner's exemption | $431,172 (+5.99%) | $445,474 (-0.51%) Land $88,000 Building $357,474 |
| 2023 | Homeowner's exemption | $406,816 | $447,755 Land $86,000 Building $361,755 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 35 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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