Hamilton County property record for 7384 Applegate Ln, Chattanooga, TN 37421
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,742 sqft · built 1988 |
| Lot Size | 0.163 acres (7,119 sqft) |
| Owner | Individual Name on File |
| Last Sale | $375,000 (May 2021) |
| Tax Bill | $1,131 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage May 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 158E C 003.17 |
| Primary APN | 158E C 003.17 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,742 sqft Living Area |
| Year Built | Built 1988 |
|---|---|
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,119 sqft (0.163 acres) |
| Lot Dimensions | 145 ft deep x 49.1 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000122981 |
|---|---|
| Old Parcel Number | 158E C 00317 |
| Street Address | 7384 APPLEGATE LN |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37421-5200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | O1 |
| Legal Description | LT 4 APPLEGATE SUB 41-368 REV 42-324 OUT OF 158E-C-3 FOR 1987 |
| Legal Subdivision | APPLEGATE |
| Legal Lot Number | 4 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 8 |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 11446 |
7384 Applegate Ln is owned and occupied by an individual who bought it in May 2021.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 7384 APPLEGATE LN, CHATTANOOGA, TN 37421-5200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 11, 2018 | Deed of Trust, Mortgage CHATTANOOGA AREA SCHOOL FCU |
| May 7, 2021 | Warranty Deed, Transfer · Conventional Mortgage PENTAGON FCU |
| May 8, 2018 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 2021 · Amount on File |
| Deed Sale | May 7, 2021 · Amount on File |
| Prior Sale | May 8, 2018 · Amount on File |
| Deed Document Number | 2021050700276 |
| Deed Book / Page | 12477 / 452 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 7384 APPLEGATE LN, CHATTANOOGA, TN 37421-5200 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000016 |
|---|---|
| Date | Apr 11, 2018 |
| Book Page | 11316/542 |
| Instrument | 2018041100016 |
| Name | CHATTANOOGA AREA SCHOOL FCU |
|---|---|
| Type | Credit Union |
| Address | CHATTANOOGA, TN 37404 |
| Amount | Amount on Record |
|---|---|
| Term | 241 Months |
| Due | May 10, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 7, 2021 |
| Property Address | 7384 APPLEGATE LN, CHATTANOOGA, TN 37421-5200 |
| Document Number | 0000000276 |
| Book / Page | 12477 / 452 |
| Map Reference | MB 40 PG 128 |
| Instrument Date | May 4, 2021 |
| Instrument | 2021050700276 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GUARANTY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,387.50 |
| Amount Accuracy | Redemption Amount |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 820 WESTWOOD AVE, CHATTANOOGA, TN 37405-2279 |
| Document Number | 0012477733 |
|---|---|
| Date | May 7, 2021 |
| Instrument | 12477/733 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 8, 2018 |
| Property Address | 7384 APPLEGATE LN, CHATTANOOGA, TN 37421-5200 |
| Document Number | 0000000174 |
| Book / Page | 011341 / 000041 |
| Instrument Date | May 4, 2018 |
| Instrument | 174 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $693.38 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7384 APPLEGATE LN CHATTANOOGA TN 374215200, CHATTANOOGA, TN 37421-5200 |
| Document Number | 175 |
|---|---|
| Date | May 8, 2018 |
| Book Page | 011341/000043 |
| Instrument | 175 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 7, 2048 |
The 2025 property tax bill for 7384 Applegate Ln was $1,131, down 2.7% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,131.00 (-2.67%) | $74,675 (+43.67%) | $298,700 (+43.67%) Land $80,000 Building $218,700 |
| 2024 | $1,162.00 | $51,975 (-) | $207,900 (-) Land $60,000 Building $147,900 |
| 2023 | $1,162.00 | $51,975 (-) | $207,900 (-) Land $60,000 Building $147,900 |
| 2022 | $1,162.00 | $51,975 | $207,900 Land $60,000 Building $147,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7384 Applegate Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7384 Applegate Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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