Hamilton County property record for 7381 State Rte 128, Cleves, OH 45002
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,582 sqft · built 1925 |
| Lot Size | 2.67 acres (116,305 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $475,000 (Aug 2025) |
| Tax Bill | $4,045 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Nov 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 630-0010-0018-00 |
| Primary APN | 630-0010-0018-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,582 sqft Living Area |
| Gross Area | 2,729 sqft |
| 1st Floor Area | 1,069 sqft |
| Attic | Attic |
| Attic Area | 513 sqft |
| Basement Area | 1,147 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 116,305 sqft (2.67 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 78 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Sewer | Septic |
| Street Address | 7381 STATE ROUTE 128 |
|---|---|
| City | CLEVES |
| State | OH |
| Zip | 45002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HAMILTON-CLEVES PK 2.67 AC R2-T2-S31 SW |
| Legal Subdivision | GREAT MIAMI RIVER |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | WHITEWATER |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 26002 |
7381 State Rte 128 is owner-occupied and held in a trust since August 2025.
Source: Hamilton County records, as of July 1, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 7381 STATE ROUTE 128, CLEVES, OH 45002 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 25, 2020 | Deed of Trust, Mortgage MIAMI SAVINGS BANK |
| Nov 17, 2022 | Deed of Trust, Mortgage · Line of Credit MIAMI SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2025 · Amount on File |
| Deed Sale | Aug 27, 2025 · Amount on File |
| Deed Document Number | 202565498 |
| Deed Book / Page | 15488 / 1650 |
| Prior Transfer Date | May 28, 2003 |
| Prior Transfer Doc | 0000392553 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7381 STATE ROUTE 128, CLEVES, OH 45002 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000085329 |
|---|---|
| Date | Aug 25, 2020 |
| Book Page | 14239/2506 |
| Instrument | 2020-0085329 |
| Name | MIAMI SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | MIAMITOWN, OH 45041 |
| Amount | Amount on Record |
|---|---|
| Term | 61 Months |
| Due | Sep 1, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7381 STATE ROUTE 128, CLEVES, OH 45002 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000106484 |
|---|---|
| Date | Nov 17, 2022 |
| Book Page | 14796/169 |
| Instrument | 2022-0106484 |
| Name | MIAMI SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | MIAMITOWN, OH 45041 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 7381 State Rte 128 was $4,045, up 2.9% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Whitewater Township |
| Unified School District | Southwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,045.00 (+2.87%) | $83,097 (-) Land $21,273 Building $61,824 | $237,420 Land $60,780 Building $176,640 |
| 2024 | $3,932.00 (-0.1%) | $83,097 (-) Land $21,273 Building $61,824 | |
| 2023 | $3,936.00 (+2.96%) | $83,097 (+20.09%) Land $21,273 Building $61,824 | $237,420 Land $60,780 Building $176,640 |
| 2022 | $3,823.00 Homeowner's exemption | $69,196 Land $18,435 Building $50,761 | |
| 2020 | $197,700 Land $52,670 Building $145,030 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 7381 State Rte 128 in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 7 (1982–2017) |
| Most Recent Claim | Nov 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7381 State Rte 128 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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