7381 Philatelic Dr, Spring Hill, FL 34606 Property Records

Hernando County property record for 7381 Philatelic Dr, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,861 sqft · built 1986
Lot Size	0.262 acres (11,399 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Nov 2021)
Tax Bill	$3,535 (2025)
Deeds & Mortgages	Nov 2021 Sale Jun 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R15-223-17-1768-0000-2960`

Property Details

APN / Parcel Number

Primary APN	`R15-223-17-1768-0000-2960`
Alternative APNs	`01064145` `1064145`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,861 sqft Living Area
Gross Area	2,500 sqft
1st Floor Area	1,861 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1996
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,399 sqft (0.262 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Open Porch
Porch Area	837 sqft
Deck Area	144 sqft
Patio Area	54 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01064145
Street Address	7381 PHILATELIC DR
City	SPRING HILL
State	FL
Zip	34606-6718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOREST OAKS UNIT 3 LOT 296
Legal Range	17E
Legal Township	23S
Legal Section	15
Legal Subdivision	FOREST OAKS UNIT 3
Legal Lot Number	296
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1009
Census Tract	41204

Owner

7381 Philatelic Dr is owned and occupied by an individual who bought it in November 2021.

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7381 PHILATELIC DR, SPRING HILL, FL 34606-6718
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 18, 2018	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2021 · Amount on File
Deed Sale	Nov 17, 2021 · Amount on File
Prior Sale	Oct 16, 2012 · Amount on File
Deed Document Number	202187332
Deed Book / Page	4087 / 801
Prior Transfer Date	Sep 7, 2005
Prior Transfer Doc	0021020115
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Nov 17, 2021
Property Address	7381 PHILATELIC DR, SPRING HILL, FL 34606-6718
Document Number	0040870801
Book / Page	4087 / 801
Map Reference	MB 19 PG 62-67
Instrument Date	Nov 10, 2021
Instrument	2021087332
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$2,030.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	70 44 65TH PLACE, 70, GLENDALE, NY 11385

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7381 PHILATELIC DR, SPRING HILL, FL 34606-6718

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	7381 PHILATELIC DR, SPRING HILL, FL 34606-6718
Document Number	0036010823
Instrument Date	Jun 18, 2018
Transaction Type	Mortgage
Record Updated	Jul 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7381 PHILATELIC DR SPRING HILL FL 346066718, SPRING HILL, FL 34606-6718

Mortgage

Document Number	0036010823
Date	Jul 6, 2018
Book Page	003601/000823
Instrument	41387

Lender

Name	SUNCOAST CU
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	84 Months
Due	Jul 5, 2025

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 7381 Philatelic Dr was $3,535 with a homeowner's exemption.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,535.00 Homeowner's exemption	$235,399	$243,258 Land $30,207 Building $213,051
2023		$222,102 Land $20,133 Building $201,969
2022	$2,772.00		$249,051 Land $30,207 Building $218,844

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7381 Philatelic Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	5 (2011–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7381 Philatelic Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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