7381 E Bay Blvd, Navarre, FL 32566 Property Records

Santa Rosa County property record for 7381 E Bay Blvd, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,856 sqft · built 2021
Lot Size	0.428 acres (18,644 sqft)
Owner	Individual Name on Record
Last Sale	$318,000 (Jul 2021)
Tax Bill	$2,966 (2024)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-2S-27-0000-02108-0000`

Property Details

APN / Parcel Number

Primary APN	`12-2S-27-0000-02108-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,856 sqft Heated Area
1st Floor Area	2,339 sqft
Flooring	Laminate Plank
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2021
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	18,644 sqft (0.428 acres)
Lot Dimensions	3,390 ft deep x 550 ft wide
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	286 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	122S270000021080000
Street Address	7381 E BAY BLVD
City	NAVARRE
State	FL
Zip	32566-9018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	NEW PARCEL FOR 2021 TAXES PARCEL 4: COMMENCE NORTHWEST CORNER OF THE SOUTHWEST QUARTER OF SECTION 12, TOWNSHIP 2 SOUTH,
Legal Subdivision	COMMENCE NORTHWEST
Legal Lot Number	4
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1009
Census Tract	10822

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7381 E BAY BLVD, NAVARRE, FL 32566-9018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2021 · Amount on Record
Deed Sale	Jul 16, 2021 · Amount on Record
Deed Document Number	0041491648
Deed Book / Page	4149 / 1648
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 16, 2021
Property Address	7381 E BAY BLVD, NAVARRE, FL 32566-9018
Document Number	0041491648
Book / Page	4149 / 1648
Instrument Date	Jul 16, 2021
Instrument	202147973
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 14, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,226.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1903 ANDORRA ST, NAVARRE, FL 32566-9111

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 RUGER CIR, LAKELAND, GA 31635-5268

Mortgage

Document Number	0041491651
Date	Jul 16, 2021
Instrument	4149/1651

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,966.00 (+0.07%) Homeowner's exemption Disabled Person's exemption	$288,768 (+1.07%) Land $35,000 Building $253,768	$288,768 (+0.7%) Land $35,000 Building $253,768
2023	$2,964.00 (+2.67%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$285,697 (+3%)	$286,755 (+3.38%) Land $35,000 Building $251,755
2022	$2,887.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$277,376	$277,376 Land $35,000 Building $242,376

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 227 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	227 in force
Nearby Flood Claims	5 (2004–2021)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20