Scott County property record for 7381 165th St E, Prior Lake, MN 55372
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.25 ba · 4,188 sqft · built 2003 |
| Lot Size | 2.51 acres (109,336 sqft) |
| Owner | Individual Name on File |
| Last Sale | $900,000 (Jul 2019) |
| Tax Bill | $9,868 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-053015-1 |
| Primary APN | 04-053015-1 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.25 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,188 sqft Living Area |
| Basement Area | 1,998 sqft |
| Finished Basement | 1,600 sqft |
| Unfinished Basement | 398 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Wood |
| Roof Type | Shed Roof |
| Roof Material | Asphalt |
| Lot Area | 109,336 sqft (2.51 acres) |
| Garage Area | 1,747 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Porch |
| Deck Area | 165 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7381 165TH ST E |
|---|---|
| City | PRIOR LAKE |
| State | MN |
| Zip | 55372-9324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UERC |
| Legal Description | BRITTNEY RIDGE 1ST ADDN LOT 006 BLOCK 002 LYING W OF LINE COM SW COR, E 303.19' |
| Legal Subdivision | BRITTNEY RIDGE 1ST ADDN |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | SCOTT MN |
| Township / Civil Division | CREDIT RIVER |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 81002 |
7381 165th St E is owned and occupied by an individual who bought it in July 2019.
Source: Scott County records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7381 165TH ST E, PRIOR LAKE, MN 55372-9324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 27, 2026 | Deed of Trust · Conventional Mortgage STERLING STATE BANK |
| Apr 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage STERLING STATE BANK |
| Jul 16, 2019 | Deed of Trust, Mortgage · Line of Credit BOUNDARY WATERS BANK |
| Jul 9, 2019 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE & EQUITY CONSULTA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2019 · Amount on File |
| Deed Sale | Jul 9, 2019 · Amount on File |
| Prior Sale | Oct 22, 1997 · Amount on File |
| Deed Document Number | 20191069908 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT MN |
| Recording Date | Apr 27, 2026 |
| Property Address | 7381 165TH ST E, PRIOR LAKE, MN 55372-9324 |
| Document Number | 0001222522 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 2026.1222522 |
| Record Updated | May 6, 2026 |
| Title Company | SIMPLIFILE (RECORDING SERVIC |
| Name | Verified Name |
|---|---|
| Address | 7381 165TH ST E, PRIOR LAKE, MN 55372-9324 |
| Document Number | 0001222522, |
|---|---|
| Date | Apr 27, 2026 |
| Instrument | 2026.1222522 |
| Name | STERLING STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | May 1, 2031 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT MN |
| Recording Date | Apr 27, 2026 |
| Property Address | 7381 165TH ST E, PRIOR LAKE, MN 55372-9324 |
| Document Number | 00A1222522 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 20261222522 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 7381 165TH ST E, PRIOR LAKE, MN 55372-9324 |
| Document Number | 0001222522, |
|---|---|
| Date | Apr 27, 2026 |
| Instrument | 20261222522 |
| Name | STERLING STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | May 1, 2031 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT MN |
| Property Address | 7381 165TH ST E, PRIOR LAKE, MN 55372-9324 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001070375 |
|---|---|
| Date | Jul 16, 2019 |
| Instrument | 1070375 |
| Name | BOUNDARY WATERS BANK |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55449 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 1, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT MN |
| Recording Date | Jul 9, 2019 |
| Property Address | 7381 165TH ST E, PRIOR LAKE, MN 55372-9324 |
| Document Number | 0001069908 |
| Instrument Date | Jul 1, 2019 |
| Instrument | 1069908 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,970.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7381 165TH ST E, PRIOR LAKE, MN 55372-9324 |
| Document Number | 0001069909 |
|---|---|
| Date | Jul 9, 2019 |
| Instrument | 1069909 |
| Name | AMERICAN MORTGAGE & EQUITY CONSULTA |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
The 2026 property tax bill for 7381 165th St E was $9,868 with a homeowner's exemption, up 6.8% from the year before.
Source: Scott County assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Credit River City |
| County | Scott County |
| Unified School District | Prior Lake-Savage Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,868.00 (+6.77%) Homeowner's exemption | $1,348,100 Land $340,000 Building $1,008,100 | $1,348,100 Land $340,000 Building $1,008,100 |
| 2025 | $9,242.00 (-5.66%) | ||
| 2024 | $9,796.00 (-5.3%) Homeowner's exemption | $1,049,900 (-0.4%) Land $286,200 Building $763,700 | $1,049,900 (-0.4%) Land $286,200 Building $763,700 |
| 2023 | $10,344.00 Homeowner's exemption | $1,054,100 Land $286,200 Building $767,900 | $1,054,100 Land $286,200 Building $767,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7381 165th St E in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7381 165th St E is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
| Netwave Broadband Fixed Wireless · Fiber in parts of the area · not low latency | 125 / 40 |
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