7380 Encinal Ave, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 7380 Encinal Ave, Atascadero, CA 93422

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 864 sqft · built 2004
Lot Size0.503 acres (21,902 sqft)
Owner2 Individual Names on File
Last Sale$282,500 (Jan 2006)
Tax Bill$6,379 (2025)
Deeds & MortgagesDec 2017 Line of Credit
Feb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN030-021-017

Property Details

APN / Parcel Number

Primary APN030-021-017

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area864 sqft Living Area
1st Floor Area864 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Construction TypeWood
Lot Area21,902 sqft (0.503 acres)
TerrainBelow Road/Slope
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic

Location & Zoning

Street Address7380 ENCINAL AVE
CityATASCADERO
StateCA
Zip93422-4607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSFY
Legal DescriptionCY ATAS PM 40-27 PAR D
Legal SubdivisionPARCEL MAP AT 85-330
Legal Block3
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionATASCADERO
Census Block Group3
Census Block3013
Census Tract12502

Owner

7380 Encinal Ave is owned and occupied by two individuals who acquired it in July 2014.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record2 Individual Names on File
Mailing Address7380 ENCINAL AVE, ATASCADERO, CA 93422-4607
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2017Deed of Trust, Mortgage · Line of Credit
SESLOC FCU
Feb 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
SESLOC FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 6, 2006 · Amount on File
Deed SaleJan 6, 2006 · Amount on File
Prior SaleApr 5, 2002 · Amount on File
Deed Document Number20061432
Last Transfer DateJul 25, 2014
Transfer Doc0000034273
Record UpdatedOct 29, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address7380 ENCINAL AVE, ATASCADERO, CA 93422-4607
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000055076
DateDec 1, 2017
Instrument2017055076
Lender
NameSESLOC FCU
TypeCredit Union
AddressSAN LUIS OBISPO, CA 93403
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueNov 30, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address7380 ENCINAL AVE, ATASCADERO, CA 93422-4607
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7380 ENCINAL AVE, ATASCADERO, CA 93422-4607

Mortgage

Document Number0000012152
DateFeb 16, 2021
Instrument2021012152
Lender
NameSESLOC FCU
TypeCredit Union
AddressSAN LUIS OBISPO, CA 93401
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 7380 Encinal Ave was $6,379 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityAtascadero City
CountySan Luis Obispo County
Unified School DistrictAtascadero Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$515,729 (+2%) Land $348,470 Building $167,259
2025$6,379.00 Homeowner's exemption$505,618 Land $341,638 Building $163,980
2023$6,006.00 (+2.75%) Homeowner's exemption$485,986 Land $328,373 Building $157,613
2022$5,845.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7380 Encinal Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims2 (1980–1998)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7380 Encinal Ave is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 69% of California
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATASCADERO MUTUAL WATER CO
private · serves 33,307 people · EPA ID CA4010002
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026)
action level 15 ppb
Copper1.5 mg/L (2018)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Surfnet Communications
Fixed Wireless
100 / 20
Ranch Wifi
Fixed Wireless
100 / 20

May also be available: Astound Broadband, AT&T, GeoLinks, Verizon.

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