738 W Cedar St, Ontario, CA 91762 Property Records

San Bernardino County property record for 738 W Cedar St, Ontario, CA 91762

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,480 sqft · built 1978
Lot Size0.165 acres (7,200 sqft)
OwnerIndividual Name on File
Last Sale$750,000 (Jul 2025)
Tax Bill$2,666 (2025)
Deeds & MortgagesJul 2022 Transfer
Oct 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN1050-331-39-0000

Property Details

APN / Parcel Number

Primary APN1050-331-39-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,480 sqft Living Area
Gross Area1,940 sqft
1st Floor Area1,480 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleModern
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area7,200 sqft (0.165 acres)
Lot Dimensions120 ft deep x 60 ft wide
View / LotAverage
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchPatio/Porch
Porch Area675 sqft
Patio Area675 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address738 W CEDAR ST
CityONTARIO
StateCA
Zip91762-6304
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 9411 LOT 12
Legal SubdivisionTRACT 9411
Legal Tract9411
Legal Block1
Legal Lot Number12
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionONTARIO
Census Block Group1
Census Block1000
Census Tract1704

Owner

738 W Cedar St is owned and occupied by an individual who bought it in July 2025.

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address738 W CEDAR ST, ONTARIO, CA 91762-6304
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Jul 25, 2022Intrafamily Transfer, Transfer
Oct 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 16, 2025 · Amount on File
Deed SaleJul 16, 2025 · Amount on File
Prior SaleMar 2, 1995 · Amount on File
Deed Document Number2025165944
Prior Transfer DateMay 18, 2022
Prior Transfer Doc0000256556
Record UpdatedSep 20, 2026

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN BERNARDINO CA
Recording DateJul 25, 2022
Property Address738 W CEDAR ST, ONTARIO, CA 91762-6304
Document Number0000256556
Map ReferenceMB 132 PG 55-57
Instrument DateMay 18, 2022
Instrument2022-0256556
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address738 W CEDAR ST, ONTARIO, CA 91762-6304

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address738 W CEDAR ST, ONTARIO, CA 91762-6304
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address738 W CEDAR ST, ONTARIO, CA 91762-6304

Mortgage

Document Number0000426640
DateOct 30, 2020
Instrument2020-0426640
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueNov 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 738 W Cedar St was $2,666.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
MunicipalityOntario City
Secondary School DistrictChaffey Joint Union High School District (09 - 12)
Elementary School DistrictOntario-Montclair School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$749,900 (+202.54%) Land $262,465 Building $487,435
2025$2,666.00 Homeowner's exemption$247,871 Land $84,656 Building $163,215
2023$2,531.00 (+1.4%) Homeowner's exemption$238,246 Land $81,369 Building $156,877
2022$2,496.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 738 W Cedar St in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1983)
Most Recent ClaimMar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 738 W Cedar St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONTARIO MUNICIPAL UTILITIES COMPANY
serves 185,010 people · EPA ID CA3610034
Water SourcePurchased surface water from several systems
Last State InspectionJul 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: GeoLinks, T-Mobile.

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