738 Tower Rd, Lockhart, TX 78644 Property Records

Caldwell County property record for 738 Tower Rd, Lockhart, TX 78644

Property Summary

Property Type	Mobile Home
Details	1,826 sqft · built 1989
Lot Size	16.5 acres (719,176 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,741 (2026)
Deeds & Mortgages	Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0200274-102-000-00`

Property Details

APN / Parcel Number

Primary APN	`0200274-102-000-00`
Alternative APNs	`R16303` `16303`

Interior

Stories	1 Story
Building Area	1,826 sqft Living Area
1st Floor Area	1,826 sqft
Utility Area	120 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1998
Architectural Style	Mobile/Manufactured
Lot Area	719,176 sqft (16.5 acres)

Exterior Amenities

Pool Area	1 sqft
Porch	Slab
Porch Area	271 sqft
Patio Area	273 sqft
Storage Building	64 sqft

Location & Zoning

Account Number	16303
Street Address	738 TOWER RD
City	LOCKHART
State	TX
Zip	78644-4803
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	A274 STEFFEY, WILLIAM C., ACRES 16.51, LABEL1 TEX0428483, SN1 PH054171A
Legal Subdivision	STEFFEY, WILLIAM C.
Jurisdiction	CALDWELL TX
Township / Civil Division	LOCKHART
Census Block Group	1
Census Block	1034
Census Tract	960102

Owner

Source: Caldwell County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16537 MOONLIT PATH, MANOR, TX 78653-5456
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2025
Deed Sale	Nov 24, 2025
Deed Document Number	20258591
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL TX
Property Address	738 TOWER RD, LOCKHART, TX 78644-4803
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018002132
Date	Apr 25, 2018
Instrument	2018-002132

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Address	UNIVERSAL CITY, TX 78148

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Caldwell County
Unified School District	Lockhart Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,741.00 (+8.26%)	$359,305 (+1%)	$452,360 (-12.44%) Land $352,800 Building $99,560
2025	$5,303.00 (+414.35%) Homeowner's exemption Senior Citizen's exemption	$326,641 (+21%) Land $437,360 Building $79,240	$516,600 (+4.27%) Land $437,360 Building $79,240
2024	$1,031.00 (+47.71%)
2023	$698.00 (-27.74%) Homeowner's exemption Senior Citizen's exemption	$269,951 Land $412,260 Building $83,200	$495,460 Land $412,260 Building $83,200
2022	$966.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 62% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAXWELL SUD serves 16,104 people · EPA ID TX0280003
Water Source	Purchased surface water from CRWA HAYS CALDWELL WTP
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
VTX Communications Fixed Wireless	400 / 50
Spry Air Fiber Fixed Wireless	250 / 50
Verizon Fixed Wireless	25 / 6
Rise Broadband Fixed Wireless	25 / 5

May also be available: AT&T.

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