738 Torrey Pines Pl, Oceanside, CA 92058 Property Records

San Diego County property record for 738 Torrey Pines Pl, Oceanside, CA 92058

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,625 sqft · built 1981
Lot Size	0.15 acres (6,555 sqft)
Owner	2 Individual Names on Record
Tax Bill	$897 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2017 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`158-360-16-00`

Property Details

APN / Parcel Number

Primary APN	`158-360-16-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,625 sqft Living Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	6,555 sqft (0.15 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	738 TORREY PINES PL
City	OCEANSIDE
State	CA
Zip	92058-1660
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 16 TR 009614
Legal Subdivision	LOS ARBOLITOS ADD
Legal Tract	009614
Legal Block	1
Legal Lot Number	16
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1004
Census Tract	18613

Owner

Source: San Diego County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	738 TORREY PINES PL, OCEANSIDE, CA 92058-1660
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Dec 8, 2017	Affidavit of Death, Transfer WFG NATIONAL TITLE COMPANY
Dec 8, 2017	Quit Claim Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2017
Deed Sale	Dec 8, 2017
Prior Sale	Mar 24, 1988 · Amount on Record
Deed Document Number	2017571317
Prior Transfer Date	Dec 1, 2017
Prior Transfer Doc	0000571317
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	738 TORREY PINES PL, OCEANSIDE, CA 92058-1660
Transaction Type	Mortgage
Record Updated	Apr 19, 2021
Title Company	NAVY FEDERAL TITLE/CALIFORNIA, NAVY FEDERAL TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	738 TORREY PINES PL, OCEANSIDE, CA 92058-1660

Mortgage

Document Number	0000264357
Date	Apr 6, 2021
Instrument	2021-0264357

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

December 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 8, 2017
Property Address	738 TORREY PINES PL, OCEANSIDE, CA 92058-1660
Document Number	0000571316
Instrument Date	Dec 1, 2017
Instrument	571316
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	738 TORREY PINES PL OCEANSIDE CA 920581660, OCEANSIDE, CA 92058-1660

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 8, 2017
Property Address	738 TORREY PINES PL, OCEANSIDE, CA 92058-1660
Document Number	0000571317
Instrument Date	Dec 1, 2017
Instrument	571317
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	738 TORREY PINES PL OCEANSIDE CA 920581660, OCEANSIDE, CA 92058-1660

Mortgage

Document Number	571318
Date	Dec 8, 2017
Instrument	571318

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 7, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$255,880 (+2%) Land $87,647 Building $168,233
2025	$897.00 (-3.96%)	$250,864 (+4.04%) Land $85,929 Building $164,935
2023	$934.00 (-7.34%)	$241,125 Land $82,594 Building $158,531
2022	$1,008.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A99, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 52 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	3 (1980–2009)
Most Recent Claim	Jul 2009

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: FiberFirst, T-Mobile, Verizon.

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