738 SW Balmoral Trce, Stuart, FL 34997 Property Records

Martin County property record for 738 SW Balmoral Trce, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,528 sqft · built 2001
Lot Size	0.112 acres (4,879 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Sep 2012)
Tax Bill	$2,637 (2025)
Deeds & Mortgages	Nov 2022 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-39-41-018-000-0073.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`07-39-41-018-000-0073.0-0-0000`
Alternative APNs	`07-39-41-018-000-00730-0` `138713`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,528 sqft Living Area
Gross Area	1,969 sqft
1st Floor Area	1,528 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Duplex Single
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	4,879 sqft (0.112 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	138713
Street Address	738 SW BALMORAL TRCE
City	STUART
State	FL
Zip	34997-4200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUDR
Legal Description	LOT 73 PHASE IV FLORIDA CLUB PUD (PB 14 PG 83)
Legal Range	41E
Legal Township	39S
Legal Section	7
Legal Subdivision	FLORIDA CLUB
Legal Block	1
Legal Lot Number	73
Jurisdiction	MARTIN FL
Township / Civil Division	INDIANTOWN
Census Block Group	1
Census Block	1002
Census Tract	1703

Owner

738 SW Balmoral Trce is owned and occupied by an individual who bought it in September 2012.

Source: Martin County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	738 SW BALMORAL TRCE, STUART, FL 34997-4200
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2012 · Amount on File
Deed Sale	Sep 18, 2012 · Amount on File
Prior Sale	Mar 12, 2001 · Amount on File
Deed Document Number	20122351735
Deed Book / Page	2601 / 890
Prior Transfer Date	Dec 18, 2003
Prior Transfer Doc	0023871220
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	738 SW BALMORAL TRCE, STUART, FL 34997-4200
Transaction Type	Mortgage
Record Updated	Jan 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	738 SW BALMORAL TRCE, STUART, FL 34997-4200

Mortgage

Document Number	0033460981
Date	Nov 16, 2022
Book Page	3346/981
Instrument	2989834

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	911 Months
Due	Oct 3, 2098

Interest

Rate Type	Adjustable Rate
Rate	6.96%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	11.9%

Tax Assessment & Valuation

The 2025 property tax bill for 738 SW Balmoral Trce was $2,637 with exemptions applied, down 0.2% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,637.00 (-0.15%) Homeowner's exemption Senior Citizen's exemption	$195,889	$371,610 Land $175,000 Building $196,610
2024	$2,641.00 (+2.96%)
2023	$2,565.00 (-5.28%) Additional exemption filed	$184,825 (+3%)	$346,840 (+18.08%) Land $145,000 Building $201,840
2022	$2,708.00 Homeowner's exemption	$179,442	$293,730 Land $115,000 Building $178,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 738 SW Balmoral Trce in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 152 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	152 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 738 SW Balmoral Trce is high, ranking above 80% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 70% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30