Carteret County property record for 738 Straits Rd, Gloucester, NC 28528 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2001 |
| Square Footage | 1,380 sqft Heated Area |
| Lot Size | 20,473 sqft (0.47 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $156,500 (2021) |
| Tax Bill | $766.00 (2025) |
| Primary APN | 7346.01.09.3080000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,380 sqft Heated Area |
| Gross Area | 1,674 sqft Gross Area |
| 1st Floor | 1,380 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Vinyl/Resilient Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Ranch Style |
| Exterior Material | Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 20,473 sqft (0.47 acres) |
| Depth X Width | 200 ft x 100 ft Depth x Width |
| Shed | 1 Shed |
|---|---|
| Shed Area | 320 sqft Shed |
| Deck Area | 38 sqft Deck |
| Porch Area | 144 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 40084 |
|---|---|
| Street Address | 738 STRAITS RD |
| City | GLOUCESTER |
| State | NC |
| Zip | 28528-9340 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L2 S1 HOLLY HILLS |
| Legal Subdivision | HOLLY HILLS |
| Legal Block | 09 |
| Legal Lot Number | 2 |
| Jurisdiction | CARTERET NC |
| Minor Civil Division | STRAITS |
| Census Blockgroup | 2 |
| Census Block | 2012 |
| Census Tract | 970103 |
Source: Carteret County records · APN 7346.01.09.3080000
Assessment roll updated November 24, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 738 STRAITS RD, GLOUCESTER, NC 28528-9340 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Et Al (and Others) - Vendor Data Only |
| Date | Document |
|---|---|
| Apr 06, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Apr 21, 2021 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage EQUITY RESOURCES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 21, 2021 · Amount on Record |
| Deed Sale | Apr 21, 2021 · Amount on Record |
| Prior Sale | Apr 18, 2011 · Amount on Record |
| Deed Doc Number | 20211718265 |
| Deed Book / Page | 1718 / 265 |
| Prior Transfer Date | Jun 17, 2013 |
| Prior Transfer Doc | 0014510428 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 738 STRAITS RD, GLOUCESTER, NC 28528-9340 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Title Company | ACCUATE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0016680164 |
|---|---|
| Date | Apr 06, 2020 |
| Book Page | 1668/164 |
| Instrument | 1668164 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Apr 21, 2021 |
| Property Address | 738 STRAITS RD, GLOUCESTER, NC 28528-9340 |
| Document Number | 0017180265 |
| Book / Page | 1718 / 265 |
| Map Reference | MB 16 PG 65 |
| Instrument Date | Apr 20, 2021 |
| Instrument | 1718265 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $313.00 |
| Amount Accuracy | Rounded Values by County |
| Name | Verified Name |
|---|---|
| Address | 459 CAPE LOOKOUT DR, 459, HARKERS ISLAND, NC 28531-9643 |
| Name | Verified Name |
|---|---|
| Address | 738 STRAITS RD, GLOUCESTER, NC 28528-9340 |
| Document Number | 0001718266 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | 1718-266 |
| Name | EQUITY RESOURCES INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
Source: Carteret County records · Assessment roll updated November 24, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Unified School District | Carteret County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $766.00 (-8.48%) | $193,730 (+42.6%) Land $30,336 Building $163,394 | $193,730 (+42.6%) Land $30,336 Building $163,394 |
| 2023 | $135,858 Land $39,960 Building $95,898 | $135,858 Land $39,960 Building $95,898 | |
| 2022 | $837.00 |
Source: FEMA National Flood Hazard Layer, Carteret County (37031C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | High above 82% of the US · above 98% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 227 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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