738 State Rte 25, Oswego, IL 60543 Property Records

Kendall County property record for 738 State Rte 25, Oswego, IL 60543

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,947 sqft · built 1955
Lot Size	1 acres (43,906 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Sep 1999)
Tax Bill	$8,690 (2024)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-05-326-016`

Property Details

APN / Parcel Number

Primary APN	`03-05-326-016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,947 sqft Living Area
Gross Area	3,227 sqft
1st Floor Area	1,947 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Roof Material	Asphalt
Lot Area	43,906 sqft
Garage Type	Attached
Garage Area	1,280 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	738 STATE ROUTE 25
City	OSWEGO
State	IL
Zip	60543-9764
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 2 SUNSET VIEW ESTATES DOC 89-2447 & BEG SE COR SD LT 2, E ALG S LN EXT T TO WLY RR ROW, N ALG RR ROW TO E LN SUNSET VIEW EST., S ALG ELY LN 77.38 TO POB.
Legal Subdivision	SUNSET VIEW ESTATES
Legal Lot Number	2
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	3
Census Block	3005
Census Tract	890302

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	738 STATE ROUTE 25, OSWEGO, IL 60543-9764
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2021	Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 29, 2018	Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 1999 · Amount on Record
Deed Sale	Sep 7, 1999 · Amount on Record
Deed Document Number	199913134
Last Transfer Date	Jan 12, 2021
Transfer Doc	0000002163
Record Updated	Oct 29, 2026

January 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	KENDALL IL
Recording Date	Jan 26, 2021
Property Address	738 STATE ROUTE 25, OSWEGO, IL 60543-9764
Document Number	0000002163
Instrument Date	Jan 15, 2021
Instrument	202100002163
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	STATES TITLE FTS AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	738 STATE ROUTE 25, OSWEGO, IL 60543-9764

Mortgage

Document Number	0000002164
Date	Jan 26, 2021
Instrument	202100002164

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

January 2018: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	KENDALL IL
Recording Date	Jan 29, 2018
Property Address	738 STATE ROUTE 25, OSWEGO, IL 60543-9764
Document Number	0000001435
Instrument Date	Nov 15, 2017
Instrument	201800001435
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	738 STATE ROUTE 25, OSWEGO, IL 60543-9764

Mortgage

Document Number	0000001436
Date	Jan 29, 2018
Instrument	201800001436

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Dec 1, 2037

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$132,002 (+40.28%) Land $22,212 Building $109,790	$396,006 (+40.28%) Land $66,636 Building $329,370
2024	$8,690.00
2022		$94,101 Land $15,835 Building $78,266	$282,303 Land $47,505 Building $234,798

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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