738 Sierra Dr, Durango, CO 81301 Property Records

La Plata County property record for 738 Sierra Dr, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 960 sqft · built 2007
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on Record
Last Sale	$60,000 (May 2004)
Tax Bill	$1,278 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5595-251-01-047`

Property Details

APN / Parcel Number

Primary APN	`5595-251-01-047`
Alternative APN	`R005910`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	192 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Rustic
Lot Area	44,867 sqft
Porch	Unfinished Open Porch
Porch Area	350 sqft

Utilities, Heating & Cooling

Heating System	Convection

Location & Zoning

Account Number	R005910
Street Address	738 SIERRA DR
City	DURANGO
State	CO
Zip	81301-6327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: ASPEN TRAILS #3 LOT: 21 ASPEN TRAILS SUB #3 738 SIERRA DR DURANGO 81301
Legal Subdivision	ASPEN TRAILS #3
Legal Block	2
Legal Lot Number	21
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	2
Census Block	2013
Census Tract	970706

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	738 SIERRA DR, DURANGO, CO 81301-6327
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2023	Deed of Trust, Mortgage · Line of Credit ZB NA
Aug 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE SAN JUANS
Oct 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE SAN JUANS
Mar 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST NAT'L BK/DURANGO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2004 · Amount on Record
Deed Sale	May 28, 2004 · Amount on Record
Last Transfer Date	Apr 25, 2008
Transfer Doc	0000975840
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	738 SIERRA DR, DURANGO, CO 81301-6327
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	738 SIERRA DR, DURANGO, CO 81301-6327

Mortgage

Document Number	0001218424
Date	Jan 4, 2023
Instrument	1218424

Lender

Name	ZB NA
Type	Bank
Address	DURANGO, CO 81303

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 19, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	738 SIERRA DR, DURANGO, CO 81301-6327
Transaction Type	Mortgage
Record Updated	Sep 9, 2021
Title Company	TITLE DURANGO LLC, TITLE DURANGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	738 SIERRA DR, DURANGO, CO 81301-6327

Mortgage

Document Number	0001198323
Date	Aug 27, 2021
Instrument	1198323

Lender

Name	BANK OF THE SAN JUANS
Type	Bank
Address	GRAND JUNCTION, CO 81507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	738 SIERRA DR, DURANGO, CO 81301-6327
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE DURANGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001163036
Date	Oct 15, 2019
Instrument	1163036

Lender

Name	BANK OF THE SAN JUANS
Type	Bank
Address	GRAND JUNCTION, CO 81507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2034

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	738 SIERRA DR, DURANGO, CO 81301-6327
Document Number	0001141444
Instrument Date	Mar 30, 2018
Transaction Type	Mortgage
Record Updated	Apr 18, 2018
Title Company	COLORADO TITLE AND CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	738 SIERRA DR DURANGO CO 813016327, DURANGO, CO 81301-6327

Mortgage

Document Number	0001141444
Date	Apr 4, 2018
Instrument	1141444

Lender

Name	FIRST NAT'L BK/DURANGO
Type	Bank
Address	DURANGO, CO 81302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 3, 2033

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,890 (-2.07%) Land $4,850 Building $15,040	$325,020 (-) Land $79,200 Building $245,820
2025	$1,278.00 (+77.75%)	$20,310 (+42.73%) Land $4,950 Building $15,360	$325,020 (+53.03%) Land $79,200 Building $245,820
2023	$719.00 (-19.48%)	$14,230 (-9.07%) Land $3,400 Building $10,830	$212,390 (-5.71%) Land $50,760 Building $161,630
2022	$893.00	$15,650 Land $3,800 Building $11,850	$225,240 Land $54,680 Building $170,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 94% of Colorado
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	60 / 5

Cell Coverage

No cell data coverage reported

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