738 S 4th Ave, Sioux Falls, SD 57104 Property Records

Minnehaha County property record for 738 S 4th Ave, Sioux Falls, SD 57104

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 866 sqft · built 1885
Lot Size0.172 acres (7,501 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Oct 2022)
Tax Bill$2,852 (2025)
Deeds & MortgagesDec 2022 Mortgage
Oct 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-22-21-251-009-000

Property Details

APN / Parcel Number

Primary APN01-22-21-251-009-000
Alternative APN
  • 54011

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area866 sqft Finished Area
1st Floor Area582 sqft
Upper Floors Area284 sqft
Basement Area406 sqft
FlooringVinyl/Resilient
Interior WallsPlaster

Exterior

Year BuiltBuilt 1885
Effective Year BuiltEffective 1885
Architectural StyleConventional
Exterior MaterialOther
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,501 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage TypeDetached
Garage Area672 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area196 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number54011
Street Address738 S 4TH AVE
CitySIOUX FALLS
StateSD
Zip57104-5108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 9 NE14 21-101-49 SIOUX FALLS CITY UNPLATTED
Legal Range49
Legal Township101
Legal Section21
Legal Subdivision95630
Legal Tract9
JurisdictionMINNEHAHA SD
Township / Civil DivisionSIOUX FALLS
Census Block Group1
Census Block1001
Census Tract600

Owner

738 S 4th Ave is owned and occupied by an individual who bought it in October 2022.

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address738 S 4TH AVE, SIOUX FALLS, SD 57104-5108
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 7, 2022Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Oct 18, 2022Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Nov 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 18, 2022 · Amount on File
Deed SaleOct 18, 2022 · Amount on File
Deed Book / Page616-D / 847
Record UpdatedOct 29, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address738 S 4TH AVE, SIOUX FALLS, SD 57104-5108
Transaction TypeMortgage
Record UpdatedJan 20, 2023
Title CompanyFIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1963MTG/595
DateDec 7, 2022
Book Page1963 MTG/595
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueNov 1, 2052

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address738 S 4TH AVE, SIOUX FALLS, SD 57104-5108
Transaction TypeMortgage
Record UpdatedNov 21, 2022
Title CompanyFIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1961MTG/258
DateOct 18, 2022
Book Page1961 MTG/258
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2052

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address738 S 4TH AVE, SIOUX FALLS, SD 57104-5108
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1904MTG/110
DateNov 4, 2020
Book Page1904 MTG/110
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 738 S 4th Ave was $2,852.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyMinnehaha County
MunicipalitySioux Falls City
Unified School DistrictSioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$216,690 (+3.14%) Land $34,615 Building $182,075$216,690 Land $34,615 Building $182,075
2025$2,852.00$210,100 (+3.96%) Land $35,000 Building $175,100
2024$2,852.00$202,100 Land $35,000 Building $167,100
2022$1,946.00$127,200 Land $35,000 Building $92,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 738 S 4th Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1993)
Most Recent ClaimMay 1993 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 738 S 4th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSIOUX FALLS
serves 216,462 people · EPA ID SD4600294
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Bluepeak
Fiber · Cable in parts of the area
5,000 / 5,000
Midco
Fiber · Cable in parts of the area
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: CenturyLink.

Nearby Properties on S 4th Ave

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