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738 Riviera Dr, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 738 Riviera Dr, Punta Gorda, FL 33982

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,431 sqft · built 1995
Lot Size0.443 acres (19,291 sqft)
Owner2 Individual Names on Record
Last Sale$295,000 (Aug 2022)
Tax Bill$2,927 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Oct 2021 Sale
+ 2 more
Flood ZoneZone X (moderate risk)
APN412303179014

Property Details

APN / Parcel Number

Primary APN412303179014
Alternative APNs
  • 00994030000005
  • 10004698808

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,431 sqft Living Area
Gross Area1,947 sqft
1st Floor Area1,431 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area19,291 sqft (0.443 acres)
Lot Dimensions143 ft deep x 139 ft wide
Garage TypeAttached
Garage Area336 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces1 Parking Space
Pool Area189 sqft
PorchSlab
Porch Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number00994030000005
Street Address738 RIVIERA DR
CityPUNTA GORDA
StateFL
Zip33982-1936
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3.5
Legal DescriptionTEE & GRN ESTS BLK 7 LTS 16 & 17 397/184 896/171 1056/925 CT1591/1339 2029/2136 L/E4508/58 DC4856/804-NAV 4864/448 4864/450 5036/2117
Legal Range23E
Legal Township41S
Legal Section03
Legal SubdivisionTEE & GRN ESTS
Legal TractTGE
Legal Block7
Legal Lot Number16,17
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group2
Census Block2024
Census Tract10503

Owner

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address738 RIVIERA DR, PUNTA GORDA, FL 33982-1936
OccupancyOwner Occupied
Owner TypeIndividual
VestingRight of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Aug 22, 2022Warranty Deed, Transfer · FHA Mortgage
HOMETOWN LENDERS INC
Oct 25, 2021Quit Claim Deed, Transfer
ACCOMODATION, ACCOMMODATION
Oct 25, 2021Quit Claim Deed, Transfer
ACCOMODATION, ACCOMMODATION
Nov 22, 2019Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 22, 2022 · Amount on Record
Deed SaleAug 22, 2022 · Amount on Record
Prior SaleOct 25, 2021 · Amount on Record
Deed Document Number20223142077
Deed Book / Page5036 / 2117
Prior Transfer DateSep 21, 2021
Prior Transfer Doc0048640448
Record UpdatedSep 20, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateAug 22, 2022
Property Address738 RIVIERA DR, PUNTA GORDA, FL 33982-1936
Document Number0050362117
Book / Page5036 / 2117
Map ReferenceMB 4 PG 18
Instrument DateAug 12, 2022
Instrument3142077
Transaction TypeTransfer
Record UpdatedSep 2, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,065.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4140 INDIANAPOLIS ST NE, 4140, SAINT PETERSBURG, FL 33703-5457

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address738 RIVIERA DR, PUNTA GORDA, FL 33982-1936

Mortgage

Document Number0050362118
DateAug 22, 2022
Instrument5036/2118
Lender
NameHOMETOWN LENDERS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

Mortgage

Document Number0050362129
DateAug 22, 2022
Book Page5036/2129
Instrument3142079
Lender
NameHOMETOWN LENDERS INC
TypeMortgage Company
AddressHUNTSVILLE, AL 35806
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

October 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHARLOTTE FL
Recording DateOct 25, 2021
Property Address738 RIVIERA DR, PUNTA GORDA, FL 33982-1936
Document Number0048640448
Book / Page4864 / 448
Map ReferenceMB 4 PG 18A-18H
Instrument DateSep 21, 2021
Instrument3013922
Transaction TypeTransfer
Record UpdatedNov 17, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
Tax$314.30
Amount AccuracyRounded by County
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address835 CHESTNUT HILL RD, 835, EAST AURORA, NY 14052-2630

Transferred To (Grantee/Buyer)

NameVerified Name
Address4140 INDIANAPOLIS ST NE, ST PETERSBURG, FL 33703-5457

October 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHARLOTTE FL
Recording DateOct 25, 2021
Property Address738 RIVIERA DR, PUNTA GORDA, FL 33982-1936
Document Number0048640450
Book / Page4864 / 450
Map ReferenceMB 4 PG 18A-18H
Instrument DateSep 17, 2021
Instrument3013923
Transaction TypeTransfer
Record UpdatedNov 17, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
Tax$314.30
Amount AccuracyRounded by County
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name
Address5547 NATIVE HENNA CT, 5547, SARASOTA, FL 34238-3502

Transferred To (Grantee/Buyer)

NameVerified Name
Address4140 INDIANAPOLIS ST NE, ST PETERSBURG, FL 33703-5457

November 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLOTTE FL
Recording DateNov 22, 2019
Property Address738 RIVIERA DR, PUNTA GORDA, FL 33982-1936
Document Number0045080058
Book / Page004508 / 000058
Instrument DateNov 4, 2019
Instrument2762681
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address6251 YELLOW WOOD PL SARASOTA FL 342418316, SARASOTA, FL 34241-8316

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,927.00 (-30.18%)$234,057 (-15.89%) Land $20,400 Building $213,657$234,057 (+44.42%) Land $20,400 Building $213,657
2024$4,192.00 (-7.46%)
2023$4,530.00 (+15.03%) Homeowner's exemption$278,278 (+37.53%)$162,072 (-19.9%) Land $28,000 Building $134,072
2022$3,938.00$202,339 Land $20,400 Building $181,939$202,339 Land $20,400 Building $181,939

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 46 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies46 in force
Nearby Flood Claims4 (2017–2022)
Claims Outside the SFHA1 of 4
Most Recent ClaimNov 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Nov 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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