Ottawa County property record for 738 Riley St, Holland, MI 49424
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 988 sqft · built 1955 |
| Lot Size | 0.45 acres (19,643 sqft) |
| Owner | Individual Name on File |
| Last Sale | $105,000 (Jul 2014) |
| Tax Bill | $1,755 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Jun 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-15-13-230-007 |
| Primary APN | 70-15-13-230-007 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 988 sqft Living Area |
| 1st Floor Area | 988 sqft |
| Basement Area | 988 sqft |
| Unfinished Basement | 988 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 19,643 sqft (0.45 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 738 RILEY ST |
|---|---|
| City | HOLLAND |
| State | MI |
| Zip | 49424-1550 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | LOT 111 ESSENBURG SUBD 4 |
| Legal Range | 14W |
| Legal Township | 6N |
| Legal Section | 13 |
| Legal Subdivision | ESSENBURG SUB |
| Legal Block | 230 |
| Legal Lot Number | 111 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | PARK |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 22105 |
738 Riley St is owned and occupied by an individual who bought it in July 2014.
Source: Ottawa County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 738 RILEY ST, HOLLAND, MI 49424-1550 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 12, 2024 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jun 1, 2023 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2014 · Amount on File |
| Deed Sale | Jul 30, 2014 · Amount on File |
| Deed Document Number | 201425585 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 738 RILEY ST, HOLLAND, MI 49424-1550 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2024 |
| Name | Verified Name |
|---|---|
| Address | 738 RILEY ST, HOLLAND, MI 49424-1550 |
| Document Number | 20240003242 |
|---|---|
| Date | Feb 12, 2024 |
| Instrument | 2024-0003242 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Feb 10, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 738 RILEY ST, HOLLAND, MI 49424-1550 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 738 RILEY ST, HOLLAND, MI 49424-1550 |
| Document Number | 20230013292 |
|---|---|
| Date | Jun 1, 2023 |
| Instrument | 2023-0013292 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BURLINGAME, CA 94010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 738 Riley St was $1,755 with a homeowner's exemption.
Source: Ottawa County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| County Subdivision | Park Township |
| Unified School District | West Ottawa Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $124,100 | $248,200 | |
| 2025 | $1,755.00 | ||
| 2023 | $96,200 | $192,400 | |
| 2022 | $1,576.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 738 Riley St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 738 Riley St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLAND TOWNSHIP CONSOLIDATED serves 26,100 people · EPA ID MI0003195 |
|---|---|
| Water Source | Purchased surface water from WYOMING |
| Last State Inspection | Feb 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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