738 Osborne St, Vista, CA 92084 Property Records

San Diego County property record for 738 Osborne St, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,051 sqft · built 1956
Lot Size	0.28 acres (12,178 sqft)
Owner	Individual Name on File
Tax Bill	$6,088 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Mar 2022 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`171-340-22-00`

Property Details

APN / Parcel Number

Primary APN	`171-340-22-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,051 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	12,178 sqft (0.28 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	738 OSBORNE ST
City	VISTA
State	CA
Zip	92084-1806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	SEC 7-11-3W NE 1/4 OF POR NW 1/4 OF
Legal Range	03W
Legal Township	11
Legal Section	07
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1001
Census Tract	19203

Owner

738 Osborne St is owned and occupied by an individual who acquired it in October 2017.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	738 OSBORNE ST, VISTA, CA 92084-1806
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Mar 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC
Nov 5, 2021	Deed of Trust, Mortgage · Commercial Mortgage AKA GLEZX INC
Jun 30, 2021	Deed of Trust, Mortgage JMJ FUNDING GROUP INC
Jan 29, 2021	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 30, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage ROYAL PACIFIC FUNDING CORP
Oct 11, 2017	Quit Claim Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
May 22, 2017	Quit Claim Deed, Transfer TICOR TITLE SAN DIEGO BR
May 22, 2017	Grant Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2017
Deed Sale	Oct 11, 2017
Prior Sale	May 22, 2017 · Amount on File
Deed Document Number	2017470225
Prior Transfer Date	Aug 18, 2017
Prior Transfer Doc	0000470225
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	738 OSBORNE ST, VISTA, CA 92084-1806
Transaction Type	Mortgage
Record Updated	Mar 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	738 OSBORNE ST, VISTA, CA 92084-1806

Mortgage

Document Number	0000111709
Date	Mar 14, 2022
Instrument	2022-0111709

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	738 OSBORNE ST, VISTA, CA 92084-1806
Transaction Type	Mortgage
Record Updated	Mar 16, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	738 OSBORNE ST, VISTA, CA 92084-1806

Mortgage

Document Number	0000101589
Date	Mar 7, 2022
Instrument	2022-0101589

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	738 OSBORNE ST, VISTA, CA 92084-1806
Transaction Type	Mortgage
Record Updated	Nov 16, 2021
Title Company	PROVIDENT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	738 OSBORNE ST, VISTA, CA 92084-1806

Mortgage

Document Number	0000771700
Date	Nov 5, 2021
Instrument	2021-0771700

Lender

Name	AKA GLEZX INC
Type	Non-Lending Institution
Address	LONG BEACH, CA 90806

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	738 OSBORNE ST, VISTA, CA 92084-1806
Transaction Type	Mortgage
Record Updated	Jul 8, 2021
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000472347
Date	Jun 30, 2021
Instrument	2021-0472347

Lender

Name	JMJ FUNDING GROUP INC
Type	Mortgage Company
Address	GARDEN GROVE, CA 92840

Agreement

Amount	Amount on Record

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 29, 2021
Property Address	738 OSBORNE ST, VISTA, CA 92084-1806
Document Number	0000072082
Instrument Date	Nov 19, 2020
Instrument	72082
Transaction Type	Transfer
Record Updated	Feb 12, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	738 OSBORNE ST VISTA CA 920841806, VISTA, CA 92084-1806

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 30, 2019
Property Address	738 OSBORNE ST, VISTA, CA 92084-1806
Document Number	0000313458
Instrument Date	Jul 25, 2019
Instrument	2019-0313458
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	738 OSBORNE ST, VISTA, CA 92084-1806

Mortgage

Document Number	0000313459
Date	Jul 30, 2019
Instrument	2019-0313459

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 11, 2017
Property Address	738 OSBORNE ST, VISTA, CA 92084-1806
Document Number	0000470225
Instrument Date	Aug 18, 2017
Instrument	470225
Transaction Type	Transfer
Record Updated	Oct 17, 2017
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	738 OSBORNE ST VISTA CA 920841806, VISTA, CA 92084-1806

Mortgage

Document Number	470226
Date	Oct 11, 2017
Instrument	470226

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 10, 2047

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 22, 2017
Property Address	738 OSBORNE ST, VISTA, CA 92084-1806
Document Number	0000229097
Instrument Date	Apr 13, 2017
Instrument	229097
Transaction Type	Transfer
Record Updated	May 30, 2017
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	738 OSBORNE ST VISTA CA 920841806, VISTA, CA 92084-1806

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 22, 2017
Property Address	738 OSBORNE ST, VISTA, CA 92084-1806
Document Number	0000229098
Instrument Date	Apr 3, 2017
Instrument	2017-0229098
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	738 OSBORNE ST, VISTA, CA 92084-1806

Mortgage

Document Number	0000229099
Date	May 22, 2017
Instrument	2017-0229099

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 738 Osborne St was $6,088.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$546,517 (+2%) Land $441,631 Building $104,886
2025	$6,088.00	$535,802 Land $432,972 Building $102,830
2023	$5,602.00 (+0.25%)	$514,998 Land $416,160 Building $98,838
2022	$5,588.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 738 Osborne St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 738 Osborne St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: San Diego Broadband.

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