Franklin County property record for 738 Old Cove Rd, Saint Clair, MO 63077 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,166 sqft · built 1968 |
| Lot Size | 1.8 acres (78,408 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,493 (2025) |
| Deeds & Mortgages | Mar 2025 Transfer Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-7-26.0-0-000-003.000 |
| Primary APN | 21-7-26.0-0-000-003.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,166 sqft Living Area |
| Year Built | Built 1968 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Lot Area | 78,408 sqft (1.8 acres) |
| Garage Area | 660 sqft |
| Street Address | 738 OLD COVE RD |
|---|---|
| City | SAINT CLAIR |
| State | MO |
| Zip | 63077-3819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT N1/2 NW W OF MERAMEC RIVER |
| Legal Range | 01E |
| Legal Township | 42 |
| Legal Section | 26 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | CENTRAL |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 800802 |
Source: Franklin County records · APN 21-7-26.0-0-000-003.000
Assessment roll updated May 31, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 309 OAKWOOD AVE, SAINT LOUIS, MO 63119-2519 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 07, 2025 | Intrafamily Transfer, Transfer |
| Nov 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK OF UNION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 07, 2025 |
| Deed Sale | Mar 07, 2025 |
| Prior Sale | Jul 31, 2006 |
| Deed Document Number | 2502535 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Mar 07, 2025 |
| Property Address | 738 OLD COVE RD, SAINT CLAIR, MO 63077-3819 |
| Document Number | 0002502535 |
| Map Reference | BK 829 PG 243 |
| Instrument Date | Mar 03, 2025 |
| Instrument | 2502535 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 309 OAKWOOD AVE, SAINT LOUIS, MO 63119-2519 |
| Name | Verified Name |
|---|---|
| Address | 309 OAKWOOD AVE, SAINT LOUIS, MO 63119-2519 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 738 OLD COVE RD, SAINT CLAIR, MO 63077-3819 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002122327 |
|---|---|
| Date | Nov 30, 2021 |
| Instrument | 2122327 |
| Name | UNITED BANK OF UNION |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Franklin County records · Assessment roll updated May 31, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | St. Clair R-XIII School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,493.00 (+22.08%) | $24,672 (+11.84%) | $129,850 (+11.83%) Land $19,600 Building $110,250 |
| 2023 | $1,223.00 (+15.49%) | $22,061 | $116,110 Land $14,200 Building $101,910 |
| 2022 | $1,059.00 |
Source: FEMA National Flood Hazard Layer, Franklin County (29071C), updated June 4, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290718008022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low above 37% of the US · above 31% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 1,852 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Wisper ISP | Fixed Wireless | 400 / 30 |
| Wave Internet Technologies | Fixed Wireless (unlicensed) | 100 / 100 |
| Bays-ET Highspeed | Fixed Wireless (unlicensed) | 100 / 10 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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