738 Oak Dr, Dover, DE 19904 Property Records

Kent County property record for 738 Oak Dr, Dover, DE 19904

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,863 sqft · built 1961
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Aug 2023)
Tax Bill	$1,762 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`2-05-085.08-01-32.00-000`

Property Details

APN / Parcel Number

Primary APN	`2-05-085.08-01-32.00-000`
Alternative APNs	`ED05085.080132.00/000` `10028`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,863 sqft Living Area
Basement Area	672 sqft
Unfinished Basement	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	225 ft deep x 80 ft wide
View / Lot	Major Street/Thoroughfare
Garage Type	Finished
Garage Area	231 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	270 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	10028
Street Address	738 OAK DR
City	DOVER
State	DE
Zip	19904-4342
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	VILLA DEV., LOT #19-E 738 W. OAK DRIVE
Legal Subdivision	THE VILLA
Legal Lot Number	19-E
Jurisdiction	KENT DE
Township / Civil Division	DOVER
Census Block Group	1
Census Block	1003
Census Tract	41500

Owner

738 Oak Dr is owned and occupied by two individuals who bought it in August 2023.

Source: Kent County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	738 OAK DR, DOVER, DE 19904-4342
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2023 · Amount on File
Deed Sale	Aug 24, 2023 · Amount on File
Prior Sale	May 1, 1985 · Amount on File
Deed Document Number	2023479444
Deed Book / Page	12628 / 78
Record Updated	Oct 29, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT DE
Recording Date	Aug 24, 2023
Property Address	738 OAK DR, DOVER, DE 19904-4342
Document Number	0000479444
Book / Page	12628 / 78
Instrument Date	Aug 8, 2023
Instrument	2023-479444
Transaction Type	Transfer
Record Updated	Sep 11, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,600.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	738 OAK DR, DOVER, DE 19904-4342

Mortgage

Document Number	0000479445
Date	Aug 24, 2023
Instrument	2023-479445

Lender

Name	WILMINGTON SAVINGS FUND SOCIETY FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 738 Oak Dr was $1,762, up 5.9% from the year before.

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Kent County
Municipality	Dover City
Unified School District	Capital School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$1,762.00 (+5.89%)	$283,200 Land $103,700 Building $179,500
2025	$1,664.00
2023	$44.00 (-96.64%)	$46,000 (-) Land $13,000 Building $33,000
2022	$1,309.00	$46,000 Land $13,000 Building $33,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 738 Oak Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	2 (2011–2026)
Most Recent Claim	Aug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 738 Oak Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 87% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOVER WATER DEPARTMENT serves 39,491 people · EPA ID DE0000571
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20